185 Smith St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 185 Smith St, Central Islip, NY 11722

Property Summary

Property TypeSingle Family Home
Details750 sqft · built 1940
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (May 2018)
Tax Bill$8,186 (2024)
Deeds & MortgagesNov 2019 Refinance
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN472889 141.-3-35.3

Property Details

APN / Parcel Number

Primary APN472889 141.-3-35.3
Alternative APNs
  • 0500-141.00-03.00-035.003
  • 288914100000030350030000
  • 472800307570
  • 385323

Interior

Building Area750 sqft Living Area
1st Floor Area750 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions100 ft deep x 85 ft wide
Garage TypeAttached
Garage Area325 sqft

Location & Zoning

Account Number385323
Street Address185 SMITH ST
CityCENTRAL ISLIP
StateNY
Zip11722-4129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionEDZ X2220563Y203351 T024H00000000
Legal SubdivisionMAP BRIGHTSIDES
Legal Block1000
Legal Lot Number300
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group3
Census Block3033
Census Tract146203

Owner

185 Smith St is owned and occupied by two individuals who bought it in May 2018.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address185 SMITH ST, CENTRAL ISLIP, NY 11722-4129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
INTERSTATE HOME LOAN CENTER INC
May 17, 2018Grant Deed, Transfer · FHA Mortgage
EAST COAST CAP CORP
Feb 22, 2017Grant Deed, Transfer
FIRST EQUITY ABSTRACT CORPORATION, FIRST EQTY ABS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2018 · Amount on File
Deed SaleMay 17, 2018 · Amount on File
Prior SaleFeb 22, 2017 · Amount on File
Deed Book / Page12962 / 161
Prior Transfer DateAug 6, 1998
Prior Transfer Doc1190000832
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address185 SMITH ST, CENTRAL ISLIP, NY 11722-4129
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230800810
DateNov 20, 2019
Book Page23080/810
InstrumentDK029017
Lender
NameINTERSTATE HOME LOAN CENTER INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueDec 1, 2048

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateMay 17, 2018
Property Address185 SMITH ST, CENTRAL ISLIP, NY 11722-4129
Document Number0129620161
Book / Page012962 / 000161
Instrument DateApr 19, 2018
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$678.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 SMITH ST CENTRAL ISLIP NY 117224129, CENTRAL ISLIP, NY 11722-4129

Mortgage

Document Number229270391
DateMay 17, 2018
Book Page022927/000391
Lender
NameEAST COAST CAP CORP
Address25 MELVILLE PARK RD # 200, MELVILLE, NY 11747-3156
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 16, 2048

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateFeb 22, 2017
Property Address185 SMITH ST, CENTRAL ISLIP, NY 11722-4129
Document Number0129010685
Book / Page012901 / 000685
Instrument DateJan 24, 2017
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyFIRST EQUITY ABSTRACT CORPORATION, FIRST EQTY ABS CORP

Transaction

AmountAmount on Record
Tax$340.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 PENNSYLVANIA AVE BAY SHORE NY 117063323, BAY SHORE, NY 11706-3323

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictCentral Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$25,350 Land $4,300 Building $21,050$357,042 (-) Land $60,563 Building $296,479
2024$8,186.00$357,042 (+2.54%) Land $60,563 Building $296,479
2023$25,350 Land $4,300 Building $21,050$348,214 Land $59,066 Building $289,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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