195 Rosebud Ranch Rd, Bertram, TX 78605 Property Records

Burnet County property record for 195 Rosebud Ranch Rd, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,152 sqft · built 2022
Lot Size	2 acres (87,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,500 (Jun 2026)
Tax Bill	$5,778 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07289-0200-00020-000`

Property Details

APN / Parcel Number

Primary APN	`07289-0200-00020-000`
Alternative APN	`119711`

Interior

Bedrooms	3 Beds
Stories	1 Story
Building Area	2,152 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	2,152 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	87,207 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	236 sqft

Location & Zoning

Street Address	195 ROSEBUD RANCH RD
City	BERTRAM
State	TX
Zip	78605-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7289 RIDGE POINT ESTATES LOT 20, PHASE 2, 2.002
Legal Subdivision	RIDGE POINT ESTATES
Legal Block	4
Legal Lot Number	20
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	4
Census Block	4044
Census Tract	960101

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer · Conventional Mortgage ORCHARD MORTGAGE
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXAS REGIONAL BANK
Jun 8, 2022	Deed of Trust, Mortgage · Construction Mortgage TEXAS REGIONAL BANK
Mar 11, 2022	Warranty Deed, Transfer TEXAS NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Mar 11, 2022
Deed Document Number	20266273
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Jun 16, 2026
Property Address	195 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Document Number	0000006273
Instrument Date	Jun 15, 2026
Instrument	20266273
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TEXAS NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042

Mortgage

Document Number	0000006274,
Date	Jun 16, 2026
Instrument	20266274

Lender

Name	ORCHARD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	195 ROSEBUD RANCH RD, BERTRAM, TX 78605
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202208795
Date	Jun 8, 2022
Instrument	202208795

Lender

Name	TEXAS REGIONAL BANK
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3.97%
Max Rate At Change	8.97%
Index	1-Year CMT
Max Rate	8.97%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	195 ROSEBUD RANCH RD, BERTRAM, TX 78605
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 EVERGLADES CV, HUTTO, TX 78634-5119

Mortgage

Document Number	0202208794
Date	Jun 8, 2022
Instrument	202208794

Lender

Name	TEXAS REGIONAL BANK
Type	Bank
Address	HUTTO, TX 78634

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Mar 11, 2022
Property Address	195 ROSEBUD RANCH RD, BERTRAM, TX 78605
Document Number	0202203966
Map Reference	DOC 202108865
Instrument Date	Mar 11, 2022
Instrument	202203966
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 HONEYCOMB MESA, 181, LEANDER, TX 78641-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 EVERGLADES CV, HUTTO, TX 78634-5119

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,803 (-) Land $120,120 Building $414,683	$534,803 (-) Land $120,120 Building $414,683
2025	$5,778.00 (-7.51%) Homeowner's exemption	$534,803 (+34.86%) Land $120,120 Building $414,683	$534,803 (+34.86%) Land $120,120 Building $414,683
2024	$6,247.00 (+18.11%)
2023	$5,289.00	$396,572 Land $120,120 Building $276,452	$396,572 Land $120,120 Building $276,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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