145 Rosebud Ranch Rd, Bertram, TX 78605 Property Records

Burnet County property record for 145 Rosebud Ranch Rd, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,441 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,600 (Dec 2021)
Tax Bill	$6,597 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07289-0200-00018-000`

Property Details

APN / Parcel Number

Primary APN	`07289-0200-00018-000`
Alternative APN	`119709`

Interior

Bedrooms	4 Beds
Stories	1 Story
Building Area	2,441 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	1,881 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	87,120 sqft
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	167 sqft

Location & Zoning

Street Address	145 ROSEBUD RANCH RD
City	BERTRAM
State	TX
Zip	78605-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7289 RIDGE POINT ESTATES LOT 18, PHASE 2, 2.
Legal Subdivision	RIDGE POINT ESTATES
Legal Block	4
Legal Lot Number	18
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	4
Census Block	4044
Census Tract	960101

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Dec 27, 2021	Vendor's Lien, Transfer · Commercial Mortgage ROUND TOP STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	202121103
Prior Transfer Date	Dec 23, 2021
Prior Transfer Doc	0202121103
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	145 ROSEBUD RANCH RD, BERTRAM, TX 78605
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301868
Date	Feb 27, 2023
Instrument	202301868

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 5, 2030
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Index	12-Month MTA
Max Rate	10.7%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	145 ROSEBUD RANCH RD, BERTRAM, TX 78605
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 SMILSER LN, LEANDER, TX 78641-4186

Mortgage

Document Number	0202206720
Date	Apr 29, 2022
Instrument	202206720

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	18 Months
Due	Oct 27, 2023

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Dec 27, 2021
Property Address	145 ROSEBUD RANCH RD, BERTRAM, TX 78605
Document Number	0202121103
Map Reference	DOC 202108865
Instrument Date	Dec 23, 2021
Instrument	202121103
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 HONEYCOMB MESA, 181, LEANDER, TX 78641-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 SMILSER LN, LEANDER, TX 78641-4186

Mortgage

Document Number	0202121104
Date	Dec 27, 2021
Instrument	202121104

Lender

Name	ROUND TOP STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 23, 2046

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$597,378 (-) Land $120,000 Building $477,378	$597,378 (-) Land $120,000 Building $477,378
2025	$6,597.00 (-17.06%) Homeowner's exemption	$597,378 (-) Land $120,000 Building $477,378	$597,378 (-) Land $120,000 Building $477,378
2024	$7,954.00 (-0.16%)
2023	$7,967.00	$597,378 Land $120,000 Building $477,378	$597,378 Land $120,000 Building $477,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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