118 Rosebud Ranch Rd, Bertram, TX 78605 Property Records

Burnet County property record for 118 Rosebud Ranch Rd, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	2,009 sqft
Lot Size	2.19 acres (95,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$606,480 (Jul 2026)
Tax Bill	$1,600 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07289-0200-00025-000`

Property Details

APN / Parcel Number

Primary APN	`07289-0200-00025-000`
Alternative APN	`119716`

Interior

Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,671 sqft
1st Floor Area	2,009 sqft

Exterior

Lot Area	95,484 sqft
Garage Type	Attached
Garage Area	662 sqft
Porch	Porch

Location & Zoning

Street Address	118 ROSEBUD RANCH RD
City	BERTRAM
State	TX
Zip	78605-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7289 RIDGE POINT ESTATES LOT 25, PHASE 2, 2.192
Legal Subdivision	RIDGE POINT ESTATES
Legal Block	4
Legal Lot Number	25
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	4
Census Block	4044
Census Tract	960101

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2025	Warranty Deed, Construction Loan · Construction Mortgage RFLF 4 LLC
Nov 3, 2021	Warranty Deed, Transfer TEXAS NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Feb 24, 2025 · Amount on Record
Deed Document Number	20266988
Record Updated	Oct 29, 2026

July 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BURNET TX
Recording Date	Jul 6, 2026
Property Address	118 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Document Number	0000006988
Instrument Date	Jul 6, 2026
Instrument	20266988
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042

Mortgage

Document Number	0000006989,
Date	Jul 6, 2026
Instrument	20266989

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Feb 24, 2025
Property Address	118 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Document Number	0202501732
Map Reference	DOC 202108865
Instrument Date	Feb 21, 2025
Instrument	202501732
Transaction Type	Construction Loan
Record Updated	Oct 23, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20500 FM 1431, LAGO VISTA, TX 78645-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20500 FM 1431, LAGO VISTA, TX 78645-4126
Investor	Possibly a Property Investor

Mortgage

Document Number	0202501733
Date	Feb 24, 2025
Instrument	202501733

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Nov 3, 2021
Property Address	118 ROSEBUD RANCH RD, BERTRAM, TX 78605-2042
Document Number	0202118389
Map Reference	DOC 202108865
Instrument Date	Nov 2, 2021
Instrument	202118389
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 HONEYCOMB MESA, LEANDER, TX 78641-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 SARAHS LN, LIBERTY HILL, TX 78642-4036
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,751 (+333.92%) Land $122,314 Building $408,437	$530,751 (+333.92%) Land $122,314 Building $408,437
2025	$1,600.00 (-1.72%)	$122,314 (-) Land $122,314	$122,314 (-) Land $122,314
2024	$1,628.00 (-0.18%)
2023	$1,631.00	$122,314 Land $122,314	$122,314 Land $122,314

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 64% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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