195 Peppermint Rd, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 195 Peppermint Rd, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,120 sqft · built 1998
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2015)
Tax Bill	$7,660 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145289 95.00-4-12.213`

Property Details

APN / Parcel Number

Primary APN	`145289 95.00-4-12.213`
Alternative APN	`52890950000004012213`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	88,862 sqft (2.04 acres)
Lot Dimensions	625 ft deep x 156 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	195 PEPPERMINT RD
City	LANCASTER
State	NY
Zip	14086-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	4
Legal Lot Number	12.213
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2040
Census Tract	14208

Owner

195 Peppermint Rd is owned and occupied by two individuals who bought it in September 2015.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 PEPPERMINT RD, LANCASTER, NY 14086-9725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2015 · Amount on File
Deed Sale	Sep 17, 2015 · Amount on File
Prior Sale	Jul 15, 2002 · Amount on File
Deed Document Number	20152015190573
Deed Book / Page	11285 / 4339
Prior Transfer Date	Sep 14, 2001
Prior Transfer Doc	0000000779
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	195 PEPPERMINT RD, LANCASTER, NY 14086-9725
Document Number	0139453480
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 PEPPERMINT RD LANCASTER NY 140869725, LANCASTER, NY 14086-9725

Mortgage

Document Number	0139453480
Date	Jul 1, 2020
Book Page	013945/003480

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 195 Peppermint Rd was $7,660, up 123.1% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,660.00 (+123.13%)
2025	$3,433.00 (-53.61%)	$280,000 (-) Land $56,200 Building $223,800	$437,500 (+12.5%) Land $87,812 Building $349,688
2024	$7,400.00	$280,000 (-) Land $56,200 Building $223,800	$388,900 (+4.18%) Land $78,058 Building $310,842
2023		$280,000 Land $56,200 Building $223,800	$373,300 Land $74,927 Building $298,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Peppermint Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2018)
Most Recent Claim	Nov 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Peppermint Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA LANCASTER serves 29,018 people · EPA ID NY1400421
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20