Flagler County property record for 195 Oak Ln, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,189 sqft · built 1981 |
| Lot Size | 0.127 acres (5,519 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Jan 2015) |
| Tax Bill | $1,420 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-31-5916-00000-0160 |
| Primary APN | 11-12-31-5916-00000-0160 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| Gross Area | 1,742 sqft |
| 1st Floor Area | 1,189 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,519 sqft (0.127 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 195 OAK LN |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE VILLAGE - PHASE II LOT 16 OR 157 PG 348 OR 171 PG 291 QC OR 171 PG 372 OR 217 PG 824 OR 221 PG 48 OR 797 PG 1379 OR 936 PG 116 OR 1257 PG 1636 OR 1991/153 OR 2044/746 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 11 |
| Legal Subdivision | THE VILLAGE |
| Legal Phase | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 60304 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 OAK LN, FLAGLER BEACH, FL 32136-3474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2015 · Amount on Record |
| Deed Sale | Jan 20, 2015 · Amount on Record |
| Prior Sale | Jun 2, 2005 · Amount on Record |
| Deed Document Number | 20151579 |
| Deed Book / Page | 2044 / 746 |
| Prior Transfer Date | Feb 19, 2014 |
| Prior Transfer Doc | 0019910153 |
| Record Updated | Jun 8, 2026 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,420.00 (+3.65%) Homeowner's exemption | $116,417 (+5.99%) | $276,780 (+38.16%) Land $52,500 Building $224,280 |
| 2024 | $1,370.00 (+4.18%) | ||
| 2023 | $1,315.00 (+4.03%) Homeowner's exemption | $109,840 (+3%) | $200,332 (+2.2%) Land $52,500 Building $147,832 |
| 2022 | $1,264.00 Homeowner's exemption | $106,641 | $196,025 Land $52,500 Building $143,525 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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