Schoharie County and Esperance Town property record for 195 Junction Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1.5 ba · 1,408 sqft · built 1975 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $21,000 (Aug 2017) |
| Tax Bill | $327 (2025) |
| Deeds & Mortgages | Aug 2025 Sale Aug 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 433089 47.-3-30 |
| Primary APN | 433089 47.-3-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 115 ft Width |
| Porch | Porch |
| Porch Area | 240 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 4579225001 |
|---|---|
| Street Address | 195 JUNCTION RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-3301 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Block | 3 |
| Legal Lot Number | 30.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | ESPERANCE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 740100 |
Source: Schoharie County and Esperance Town records · APN 433089 47.-3-30
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 195 JUNCTION RD, HOWES CAVE, NY 12092-3301 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed, Transfer |
| Aug 30, 2017 | Deed, Transfer NOT AVAILABLE, N/A |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Prior Sale | Nov 29, 2016 · Amount on Record |
| Deed Book / Page | 1052 / 172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 29, 2025 |
| Property Address | 195 JUNCTION RD, HOWES CAVE, NY 12092-3301 |
| Document Number | 0001241/77 |
| Book / Page | 1241 / 77 |
| Instrument Date | Aug 12, 2025 |
| Instrument | 829687 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 456 WASHINGTON ST, NEWARK, NJ 07102-1238 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 30, 2017 |
| Property Address | 195 JUNCTION RD, HOWES CAVE, NY 12092-3301 |
| Document Number | 0000001052/0000000172 |
| Book / Page | 0000001052 / 0000000172 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | NOT AVAILABLE, N/A |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 OLD NORTHPORT RD, KINGS PARK, NY 11754-4206 |
Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $327.00 (-4%) | $9,000 (-) Land $9,000 | $14,516 (+3.22%) Land $14,516 |
| 2024 | $545.00 (+53.95%) | $9,000 (-) Land $9,000 | $14,063 (+3.77%) Land $14,063 |
| 2023 | $9,000 (-) Land $9,000 | $13,552 (+15.19%) Land $13,552 | |
| 2022 | $9,000 Land $9,000 | $11,765 Land $11,765 | |
| 2021 | $354.00 (+6.31%) | ||
| 2020 | $333.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957401001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 17 (1987–2011) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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