208 Junction Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Esperance Town property record for 208 Junction Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1975
Square Footage	1,622 sqft Living Area
Lot Size	104,544 sqft (2.4 acres)
Garage	Detached, 720 sqft
Occupancy	Owner Occupied
Tax Bill	$4,286.00 (2025)

Owner

Source: Schoharie County and Esperance Town records · APN 433089 47.-3-11

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 JUNCTION RD, HOWES CAVE, NY 12092-3302
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,286.00 (+155.88%)	$118,000 (-) Land $11,800 Building $106,200	$190,323 (+7.11%) Land $19,032 Building $171,291
2023		$118,000 (-) Land $11,800 Building $106,200	$177,684 (+15.19%) Land $17,768 Building $159,916
2022		$118,000 Land $11,800 Building $106,200	$154,248 Land $15,425 Building $138,823
2021	$1,675.00 (-54.9%)
2020	$3,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`433089 47.-3-11`
Alternative APNs	`308904700000030110000000` `455J174007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,622 sqft Living Area
1st Floor	1,622 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	104,544 sqft (2.4 acres)
Lot Width	500 ft Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	720 sqft Garage
Porch Area	212 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	455J174007
Street Address	208 JUNCTION RD
City	HOWES CAVE
State	NY
Zip	12092-3302
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	ESPERANCE
Census Blockgroup	1
Census Block	1038
Census Tract	740100