Schoharie County and Esperance Town property record for 151 Junction Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Specialized > Other |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cottage |
| Year Built | Built 1965 |
| Square Footage | 540 sqft Living Area |
| Lot Size | 52,272 sqft (1.2 acres) |
| Garage | Detached, 400 sqft |
| Tax Bill | $182.00 (2025) |
| Primary APN | 433089 47.-3-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 540 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cottage Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Width | 514 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 60 sqft Porch |
| Sewage | Septic Sewage |
|---|---|
| Water Source | Well Water Source |
| Account Number | 455L179264 |
|---|---|
| Street Address | 151 JUNCTION RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Other |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | ESPERANCE |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 740100 |
Source: Schoharie County and Esperance Town records · APN 433089 47.-3-15
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 ELM ST, 3, COBLESKILL, NY 12043-1001 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182.00 (+16%) | $5,000 (-) Land $4,000 Building $1,000 | $8,065 (+7.12%) Land $6,452 Building $1,613 |
| 2023 | $5,000 (-) Land $4,000 Building $1,000 | $7,529 (+15.19%) Land $6,023 Building $1,506 | |
| 2022 | $5,000 Land $4,000 Building $1,000 | $6,536 Land $5,229 Building $1,307 | |
| 2021 | $70.00 (-62.16%) | ||
| 2020 | $185.00 |
151 Junction Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 11th in New York |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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