Shiawassee County property record for 105 E Haven Dr, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,765 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-38-001-000 |
| Primary APN | 003-38-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,220 sqft Living Area |
| 1st Floor Area | 2,318 sqft |
| Basement Area | 2,178 sqft |
| Unfinished Basement | 2,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Area | 864 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 105 E HAVEN DR |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST HAVEN BLUFFS NEW HAVEN TOWNSHIP LOT 1 |
| Legal Subdivision | WEST HAVEN BLUFFS |
| Legal Lot Number | 1 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30100 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 E HAVEN DR, OWOSSO, MI 48867-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC MORTGAGE 1 INC |
| May 4, 2018 | Warranty Deed, Transfer CISLO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 105 E HAVEN DR, OWOSSO, MI 48867-8803 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 105 E HAVEN DR, OWOSSO, MI 48867-8803 |
| Document Number | 0012960788 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 1296/788 |
| Instrument | 3360713 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 105 E HAVEN DR, OWOSSO, MI 48867-8803 |
| Document Number | 0012750296 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 E HAVEN DR OWOSSO MI 488678803, OWOSSO, MI 48867-8803 |
| Document Number | 0012750296 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 001275/000296 |
| Instrument | 3338980 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 4, 2018 |
| Property Address | 105 E HAVEN DR, OWOSSO, MI 48867-8803 |
| Document Number | 0012450897 |
| Book / Page | 001245 / 000897 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 3309269 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | CISLO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,512.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4400 S STATE RD DURAND MI 484299147, DURAND, MI 48429-9147 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | New Haven Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,100 (+7.03%) | $548,200 (+7.03%) | |
| 2025 | $5,765.00 (+2.82%) Homeowner's exemption | $256,100 (+36.51%) | $512,200 (+36.51%) |
| 2024 | $5,607.00 (+7.21%) | ||
| 2023 | $5,230.00 Homeowner's exemption | $187,600 | $375,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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