195 E Chester St, Kingston, NY 12401 Property Records

Ulster County and Kingston City property record for 195 E Chester St, Kingston, NY 12401

Property Summary

Property TypeApartments (5+ Units)
Details2,498 sqft · built 1930
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Tax Bill$10,647 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN510800 48.82-10-20

Property Details

APN / Parcel Number

Primary APN510800 48.82-10-20
Alternative APN
  • 044550.000

Interior

Units4 Units
Stories2 Stories
Building Area2,498 sqft Gross Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area216 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number044550.000
Street Address195 E CHESTER ST
CityKINGSTON
StateNY
Zip12401-4158
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeT3N
Legal Block10
Legal Lot Number20.000
JurisdictionULSTER NY
Township / Civil DivisionKINGSTON
Census Block Group1
Census Block1007
Census Tract951900

Owner

195 E Chester St, a residential property, is owned by an individual who acquired it in June 1995.

Source: Ulster County and Kingston City records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing Address195 E CHESTER ST, KINGSTON, NY 12401-4158
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 2, 1995
Transfer Doc2499000300
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionULSTER NY
Property Address195 E CHESTER ST, KINGSTON, NY 12401-4158
Document Number0000004437
Instrument DateMar 20, 2018
Transaction TypeMortgage
Record UpdatedApr 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 E CHESTER ST KINGSTON NY 124014158, KINGSTON, NY 12401-4158

Mortgage

Document Number0000004437
DateApr 2, 2018
Book Page011532/000206
Instrument4437
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 195 E Chester St was $10,647.

Source: Ulster County and Kingston City assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountyUlster County
MunicipalityKingston City
Unified School DistrictKingston City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,647.00$195,000 Land $28,000 Building $167,000$414,894 Land $59,575 Building $355,319
2023$195,000 (-) Land $28,000 Building $167,000$319,672 (+14.75%) Land $45,902 Building $273,770
2022$195,000 Land $28,000 Building $167,000$278,571 Land $40,000 Building $238,571
2021$10,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 E Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 195 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON (CITY) WATER DISTRICT
serves 24,000 people · EPA ID NY5503374
Water SourceSurface water
Last State InspectionNov 2023
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Archtop Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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