Ulster County and Kingston City property record for 196 E Chester St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,193 sqft · built 1959 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Aug 2020) |
| Tax Bill | $8,135 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 48.83-3-34 |
| Primary APN | 510800 48.83-3-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| 1st Floor Area | 1,193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 65 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 066550.000 |
|---|---|
| Street Address | 196 E CHESTER ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-4134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3N |
| Legal Block | 3 |
| Legal Lot Number | 34.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 951900 |
196 E Chester St is owned and occupied by an individual who bought it in August 2020.
Source: Ulster County and Kingston City records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 196 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage NAVY FCU |
| Aug 19, 2020 | Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on File |
| Deed Sale | Aug 19, 2020 · Amount on File |
| Prior Sale | Sep 19, 2016 · Amount on File |
| Deed Document Number | 202011350 |
| Deed Book / Page | 6655 / 152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 196 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012332 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 13614/125 |
| Instrument | 2025-12332 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Aug 19, 2020 |
| Property Address | 196 E CHESTER ST, KINGSTON, NY 12401-4134 |
| Document Number | 0000011350 |
| Book / Page | 6655 / 152 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 2020-11350 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 W PIERPONT ST, KINGSTON, NY 12401-6639 |
| Document Number | 0000011351 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-11351 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 196 E Chester St was $8,135.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,135.00 | $149,000 Land $24,000 Building $125,000 | $317,021 Land $51,064 Building $265,957 |
| 2023 | $149,000 (-) Land $24,000 Building $125,000 | $244,262 (+14.75%) Land $39,344 Building $204,918 | |
| 2022 | $149,000 Land $24,000 Building $125,000 | $212,857 Land $34,286 Building $178,571 | |
| 2021 | $4,941.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 E Chester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 196 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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