Ulster County and Kingston City property record for 185 E Chester St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 1927 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,500 (Jul 2024) |
| Tax Bill | $9,828 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 48.82-10-23 |
| Primary APN | 510800 48.82-10-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Upper Floors Area | 455 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 044484.000 |
|---|---|
| Street Address | 185 E CHESTER ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T3N |
| Legal Block | 10 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 951900 |
185 E Chester St is owned by two individuals who bought it in July 2024.
Source: Ulster County and Kingston City records, as of April 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 WHEELER RD, MARSTONS MILLS, MA 02648-1139 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed, Transfer · Stand-Alone First Mortgage HUDSON VALLEY FCU |
| Feb 21, 2020 | Quit Claim Deed, Transfer · VA Mortgage NAVY FCU |
| Jan 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MID-HUDSON VLY FCU |
| Jul 21, 2017 | Grant Deed, Transfer ULSTER SVGS BK |
| Jun 28, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on File |
| Deed Sale | Jul 18, 2024 · Amount on File |
| Prior Sale | Nov 5, 2021 · Amount on File |
| Deed Document Number | 20247689 |
| Deed Book / Page | 7376 / 247 |
| Prior Transfer Date | Dec 10, 2019 |
| Prior Transfer Doc | 0000002616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Nov 5, 2021 |
| Property Address | 185 E CHESTER ST, KINGSTON, NY 12401-4133 |
| Document Number | 0000021410 |
| Book / Page | 6945 / 226 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021-21410 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 MAPLE AVE, SELKIRK, NY 12158-1776 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021411 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-21411 |
| Name | HUDSON VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Feb 21, 2020 |
| Property Address | 185 E CHESTER ST, KINGSTON, NY 12401-4133 |
| Document Number | 0000002616 |
| Book / Page | 006563 / 000332 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 2616 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | US LAND TITLE SERVICES, US LAND TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 E CHESTER ST KINGSTON NY 124014133, KINGSTON, NY 12401-4133 |
| Document Number | 2617 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 012003/000158 |
| Instrument | 2617 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 185 E CHESTER ST, KINGSTON, NY 12401-4133 |
| Document Number | 0000001246 |
| Book / Page | 011490 / 000042 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 185 E CHESTER ST KINGSTON NY 124014133, KINGSTON, NY 12401-4133 |
| Document Number | 0000001246 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 011490/000042 |
| Instrument | 1246 |
| Name | MID-HUDSON VLY FCU |
|---|---|
| Type | Credit Union |
| Address | KINGSTON, NY 12401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 23, 2028 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jul 21, 2017 |
| Property Address | 185 E CHESTER ST, KINGSTON, NY 12401-4133 |
| Document Number | 0000010542 |
| Book / Page | 006188 / 000092 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 10542 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 600 E CHESTER ST KINGSTON NY 124011745, KINGSTON, NY 12401-1745 |
| Document Number | 10543 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 011353/000203 |
| Instrument | 10543 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jun 28, 2017 |
| Property Address | 185 E CHESTER ST, KINGSTON, NY 12401-4133 |
| Document Number | 0000009241 |
| Book / Page | 006178 / 000079 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 9241 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $384.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 SWARTE KILL RD NEW PALTZ NY 125614501, NEW PALTZ, NY 12561-4501 |
The 2025 property tax bill for 185 E Chester St was $9,828.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,828.00 | $180,000 Land $19,000 Building $161,000 | $382,979 Land $40,426 Building $342,553 |
| 2023 | $180,000 (-) Land $19,000 Building $161,000 | $295,082 (+14.75%) Land $31,148 Building $263,934 | |
| 2022 | $180,000 Land $19,000 Building $161,000 | $257,143 Land $27,143 Building $230,000 | |
| 2021 | $5,759.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 185 E Chester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 185 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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