Oswego County and Oswego City property record for 195 E 1st St, Oswego, NY 13126
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5,598 sqft · built 1960 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Aug 2019) |
| Tax Bill | $1,482 (2026) |
| Deeds & Mortgages | Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.64-01-10 |
| Primary APN | 351200 128.64-01-10 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,598 sqft Gross Area |
| Basement Area | 2,211 sqft |
| Unfinished Basement | 2,211 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 200 ft deep x 33 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0927 M |
|---|---|
| Street Address | 195 E 1ST ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-2629 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TB |
| Legal Description | B 138, L 71 051-009-000 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 21604 |
195 E 1st St, a commercial property, is owned by an individual who bought it in August 2019.
Source: Oswego County and Oswego City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 E 1ST ST, OSWEGO, NY 13126-2629 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 2019R-2019-006533 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Aug 1, 2019 |
| Property Address | 195 E 1ST ST, OSWEGO, NY 13126-2629 |
| Document Number | 0000006533 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 6533 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 E MOHAWK ST OSWEGO NY 131262704, OSWEGO, NY 13126-2704 |
The 2026 property tax bill for 195 E 1st St was $1,482, down 1.2% from the year before.
Source: Oswego County and Oswego City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,482.00 (-1.2%) | ||
| 2025 | $1,500.00 | $80,000 Land $38,000 Building $42,000 | $80,000 Land $38,000 Building $42,000 |
| 2023 | $68,000 Land $33,100 Building $34,900 | $81,928 Land $39,880 Building $42,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 195 E 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 195 E 1st St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO CITY serves 29,400 people · EPA ID NY3704361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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