157 E 1st St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 157 E 1st St, Oswego, NY 13126

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details21,661 sqft · built 1960
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on File
Last Sale$35,000 (Oct 2000)
Tax Bill$9,543 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.55-06-14

Property Details

APN / Parcel Number

Primary APN351200 128.55-06-14
Alternative APN
  • 120012805500060140000000

Interior

Stories2 Stories
Building Area21,661 sqft Gross Area
Basement Area12,481 sqft
Unfinished Basement12,481 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions100 ft deep x 231 ft wide
PorchSlab
Porch Area256 sqft
Patio Area792 sqft

Utilities, Heating & Cooling

Cooling SystemPartial
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address157 E 1ST ST
CityOSWEGO
StateNY
Zip13126-2779
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTB
Legal DescriptionB 119, L 63 103-005-000
Legal Block6
Legal Lot Number14.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2006
Census Tract21604

Owner

157 E 1st St, a commercial property, is owned by a company that bought it in October 2000.

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address157 E 1ST ST, OSWEGO, NY 13126-2779
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2000 · Amount on File
Deed SaleOct 30, 2000 · Amount on File
Prior SaleNov 25, 1998 · Amount on File
Deed Book / Page1537 / 156
Prior Transfer DateMar 12, 1998
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address157 E 1ST ST, OSWEGO, NY 13126-2779
Document Number0000010166
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address157 E 1ST ST OSWEGO NY 131262779, OSWEGO, NY 13126-2779

Mortgage

Document Number0000010166
DateNov 6, 2019
Instrument10166
Lender
NamePATHFINDER BK
TypeBank
AddressOSWEGO, NY 13126
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 157 E 1st St was $9,543, down 1.2% from the year before.

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,543.00 (-1.17%)
2025$9,656.00$515,000 Land $181,000 Building $334,000$515,000 Land $181,000 Building $334,000
2023$400,000 (-) Land $181,000 Building $219,000$481,928 (+10.84%) Land $218,072 Building $263,856
2022$400,000 Land $181,000 Building $219,000$434,783 Land $196,739 Building $238,044

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 E 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 E 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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