197 E 1st St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 197 E 1st St, Oswego, NY 13126

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,898 sqft · built 1950
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Aug 2019)
Tax Bill$1,390 (2026)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone X (minimal risk)
APN351200 128.64-01-35

Property Details

APN / Parcel Number

Primary APN351200 128.64-01-35
Alternative APNs
  • 120012806400010350000000
  • 0299 M

Interior

Stories2 Stories
Building Area1,898 sqft Gross Area
Basement Area949 sqft
Unfinished Basement949 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions100 ft deep x 33 ft wide
PorchPorch
Porch Area380 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0299 M
Street Address197 E 1ST ST
CityOSWEGO
StateNY
Zip13126-2782
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTB
Legal DescriptionB 138, L 71 051-008-000
Legal Block1
Legal Lot Number35.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2022
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address195 E 1ST ST, OSWEGO, NY 13126-2629
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Deed Document Number2019R-2019-006533
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateAug 1, 2019
Property Address197 E 1ST ST, OSWEGO, NY 13126-2782
Document Number0000006533
Instrument DateJul 18, 2019
Instrument6533
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyVANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

AmountAmount Recorded
Tax$600.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 E MOHAWK ST OSWEGO NY 131262704, OSWEGO, NY 13126-2704

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,390.00 (-1.14%)
2025$1,406.00$75,000 (+17.19%) Land $21,400 Building $53,600$75,000 (-2.73%) Land $21,400 Building $53,600
2023$64,000 Land $24,700 Building $39,300$77,108 Land $29,759 Building $47,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E 1st St

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