Monroe County property record for 195 Cunningham Ln, Big Pine Key, FL 33043 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1943 |
| Lot Size | 0.118 acres (5,163 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,125 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00251210-000000 |
| Primary APN | 00251210-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 528 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,163 sqft (0.118 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Deck Area | 278 sqft |
| Patio Area | 293 sqft |
| Fence | Fence |
| Cooling System | None |
|---|
| Account Number | 1322989 |
|---|---|
| Old Parcel Number | 26662900251210000000 |
| Street Address | 195 CUNNINGHAM LN |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LOT 1 PINE HAMMOCK PB3-163 BIG PINE KEY OR145-213/214 OR555-194 OR655-44 OR803-846 OR1056-2083 OR1087-2326 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 26 |
| Legal Subdivision | PINE HAMMOCK |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 971401 |
Source: Monroe County records · APN 00251210-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 431733, BIG PINE KEY, FL 33043-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2014 |
| Deed Sale | Mar 12, 2014 |
| Deed Document Number | 1972274 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,600 (+5.98%) | $349,734 (+8.26%) Land $224,070 Building $125,664 | |
| 2024 | $1,125.00 (+9.33%) | ||
| 2023 | $1,029.00 (+1.48%) Homeowner's exemption | $67,557 (+3%) | $323,063 (+17.61%) Land $211,339 Building $111,724 |
| 2022 | $1,014.00 Homeowner's exemption | $65,590 | $274,699 Land $162,960 Building $111,739 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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