Albany County and Guilderland Town property record for 195 County Line Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,851 sqft · built 1957 |
| Lot Size | 0.854 acres (37,236 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,186 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 15.00-1-22 |
| Primary APN | 013089 15.00-1-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,851 sqft Living Area |
| 1st Floor Area | 1,851 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 37,236 sqft (0.854 acres) |
| Lot Dimensions | 200 ft deep x 186 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 01500000010220000000 |
|---|---|
| Street Address | 195 COUNTY LINE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 4844 COUNTY LINE RD |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 14606 |
195 County Line Rd is owned and occupied by an individual.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 COUNTY LINE RD, SCHENECTADY, NY 12306-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 County Line Rd was $6,186 with a homeowner's exemption, up 8.6% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,186.00 (+8.56%) Homeowner's exemption | ||
| 2025 | $5,698.00 Homeowner's exemption | $231,000 Land $46,000 Building $185,000 | $308,000 Land $61,333 Building $246,667 |
| 2023 | $231,000 (-) Land $46,000 Building $185,000 | $271,765 (+7.06%) Land $54,118 Building $217,647 | |
| 2022 | $231,000 Land $46,000 Building $185,000 | $253,846 Land $50,549 Building $203,297 | |
| 2021 | $5,018.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 County Line Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 County Line Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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