146 County Line Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 146 County Line Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,680 sqft · built 1968
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$144,000 (Feb 2012)
Tax Bill$6,577 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN422800 70.12-1-15

Property Details

APN / Parcel Number

Primary APN422800 70.12-1-15
Alternative APNs
  • 280007001200010150000000
  • 422800 70.12-1-15.1

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,120 sqft
Upper Floors Area560 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions150 ft deep x 108 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area52 sqft
PorchSlab
Porch Area225 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address146 COUNTY LINE RD
CitySCHENECTADY
StateNY
Zip12306-2538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionR,G2,BKF,F 1.A-92-12
Legal Block1
Legal Lot Number15.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1029
Census Tract33002

Owner

146 County Line Rd is owned and occupied by two individuals who bought it in February 2012.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address146 COUNTY LINE RD, SCHENECTADY, NY 12306-2538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2012 · Amount on File
Deed SaleFeb 8, 2012 · Amount on File
Deed Document Number20125445
Deed Book / Page1850 / 755
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address146 COUNTY LINE RD, SCHENECTADY, NY 12306-2538
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMURDOCK ABSTRACT CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020284
DateJul 14, 2020
Book Page5003/689
Instrument202020284
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 13, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 146 County Line Rd was $6,577 with a homeowner's exemption, up 195.1% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,577.00 (+195.07%) Homeowner's exemption
2025$2,229.00$177,000 Land $32,300 Building $144,700$272,300 Land $49,691 Building $222,609
2023$177,000 Land $21,000 Building $156,000$232,900 Land $27,632 Building $205,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 146 County Line Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 146 County Line Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on County Line Rd

Nearby Streets

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