217 County Line Rd, Schenectady, NY 12306 Property Records

Albany County and Guilderland Town property record for 217 County Line Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 830 sqft · built 1957
Lot Size	0.474 acres (20,674 sqft)
Owner	Individual Name on File
Tax Bill	$2,678 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.00-1-23`

Property Details

APN / Parcel Number

Primary APN	`013089 15.00-1-23`
Alternative APNs	`308901500000010230000000` `01500000010230000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	20,674 sqft (0.474 acres)
Lot Dimensions	200 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01500000010230000000
Street Address	217 COUNTY LINE RD
City	SCHENECTADY
State	NY
Zip	12306-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	4834 COUNTY LINE RD
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3006
Census Tract	14606

Owner

217 County Line Rd is owned and occupied by an individual.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	217 COUNTY LINE RD, SCHENECTADY, NY 12306-2541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit HUDSON VALLEY FCU
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU
Dec 7, 2018	Deed of Trust, Mortgage SUNMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	217 COUNTY LINE RD, SCHENECTADY, NY 12306-2541
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 COUNTY LINE RD, SCHENECTADY, NY 12306-2541

Mortgage

Document Number	0000000099
Date	Mar 31, 2026
Instrument	R2026-6099

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union
Address	POUGHKEEPSIE, NY 12603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	217 COUNTY LINE RD, SCHENECTADY, NY 12306-2541
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027276
Date	Dec 7, 2018
Instrument	R2018-27276

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Nov 15, 2038

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	217 COUNTY LINE RD, SCHENECTADY, NY 12306-2541
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027277
Date	Dec 7, 2018
Instrument	R2018-27277

Lender

Name	SUNMARK FCU
Type	Credit Union
Address	LATHAM, NY 12110

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 217 County Line Rd was $2,678 with a homeowner's exemption, up 22.3% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,678.00 (+22.28%) Homeowner's exemption
2025	$2,190.00 Homeowner's exemption	$100,000 Land $20,000 Building $80,000	$133,333 Land $26,667 Building $106,666
2023		$100,000 (-) Land $20,000 Building $80,000	$117,647 (+7.06%) Land $23,529 Building $94,118
2022		$100,000 Land $20,000 Building $80,000	$109,890 Land $21,978 Building $87,912
2021	$3,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 County Line Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 County Line Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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