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195 Central Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 195 Central Ave, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,884 sqft · built 1900
Lot Size0.098 acres (4,270 sqft)
Owner2 Trust Names on File
Tax Bill$4,014 (2026)
Deeds & MortgagesAug 2019 Transfer
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN145203 104.15-10-30

Property Details

APN / Parcel Number

Primary APN145203 104.15-10-30
Alternative APN
  • 52031041500010030000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,884 sqft Living Area
1st Floor Area1,096 sqft
2nd Floor Area664 sqft
AtticAttic
Attic Area124 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area4,270 sqft (0.098 acres)
Lot Dimensions122 ft deep x 35 ft wide
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address195 CENTRAL AVE
CityLANCASTER
StateNY
Zip14086-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC10 516 B 23 35 X 122
Legal SubdivisionTHE HOLLAND LAND COMPANYS SURVEY
Legal Block10
Legal Lot Number30.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3005
Census Tract14400

Owner

195 Central Ave is owner-occupied and held in a trust since July 2019.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address195 CENTRAL AVE, LANCASTER, NY 14086-1804
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 1, 2019Affidavit of Death, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 23, 2019
Transfer Doc0113477676
Record UpdatedOct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionERIE NY
Recording DateAug 1, 2019
Property Address195 CENTRAL AVE, LANCASTER, NY 14086-1804
Document Number0113477676
Book / Page011347 / 007676
Instrument DateJul 23, 2019
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address105 CENTRAL AVE LANCASTER NY 14086, LANCASTER, NY 14086

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionERIE NY
Recording DateAug 1, 2019
Property Address195 CENTRAL AVE, LANCASTER, NY 14086-1804
Document Number0113477673
Book / Page011347 / 007673
Instrument DateJul 23, 2019
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CENTRAL AVE LANCASTER NY 140861804, LANCASTER, NY 14086-1804

Tax Assessment & Valuation

The 2026 property tax bill for 195 Central Ave was $4,014 with exemptions applied, down 50.4% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
MunicipalityLancaster Village
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,014.00 (-50.38%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$8,089.00 (+147.37%)$135,000 (-) Land $14,700 Building $120,300$210,938 (+12.5%) Land $22,969 Building $187,969
2024$3,270.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$135,000 (-) Land $14,700 Building $120,300$187,500 (+4.17%) Land $20,417 Building $167,083
2023Homeowner's exemption Senior Citizen's exemption Veteran's exemption$135,000 Land $14,700 Building $120,300$180,000 Land $19,600 Building $160,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1996–2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 195 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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