Erie County and Lancaster Town property record for 187 Central Ave, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,467 sqft · built 1905 |
| Lot Size | 0.112 acres (4,880 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,104 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 104.15-10-27 |
| Primary APN | 145203 104.15-10-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,467 sqft Living Area |
| 1st Floor Area | 947 sqft |
| 2nd Floor Area | 520 sqft |
| Game Room | Game Room |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,880 sqft (0.112 acres) |
| Lot Dimensions | 121 ft deep x 40 ft wide |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 187 CENTRAL AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 516 B PT 18 19 416 SC10 40 X R1 |
| Legal Block | 10 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 14400 |
187 Central Ave is owned and occupied by two individuals.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18 PAVEMENT RD, 146, LANCASTER, NY 14086-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 187 Central Ave was $3,104 with exemptions applied, up 2.3% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,104.00 (+2.31%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $3,034.00 (-4.8%) | $90,000 (-) Land $16,700 Building $73,300 | $140,625 (+12.5%) Land $26,094 Building $114,531 |
| 2024 | $3,187.00 Homeowner's exemption Veteran's exemption | $90,000 (-) Land $16,700 Building $73,300 | $125,000 (+4.17%) Land $23,194 Building $101,806 |
| 2023 | Homeowner's exemption Veteran's exemption | $90,000 Land $16,700 Building $73,300 | $120,000 Land $22,267 Building $97,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 187 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 187 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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