1905 Washington St, Algonac, MI 48001 Property Records

St. Clair County property record for 1905 Washington St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,744 sqft · built 1981
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Aug 2012)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-01-117-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-117-0008-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,744 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1905 WASHINGTON ST
City	ALGONAC
State	MI
Zip	48001-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 9 & 10 ASSESSORS OAKWOOD PLAT SEC 3 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	03
Legal Subdivision	ASSESSORS
Legal Lot Number	9-10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1018
Census Tract	649000

Owner

1905 Washington St is owned and occupied by an individual who acquired it in October 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1905 WASHINGTON ST, ALGONAC, MI 48001-1044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2012 · Amount on File
Deed Sale	Aug 1, 2012 · Amount on File
Prior Sale	Oct 27, 2008 · Amount on File
Deed Document Number	201219488
Deed Book / Page	4282 / 719
Last Transfer Date	Oct 9, 2019
Transfer Doc	0005115535
Record Updated	Oct 29, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 1, 2019
Property Address	1905 WASHINGTON ST, ALGONAC, MI 48001-1044
Document Number	0005115535
Book / Page	5115 / 535
Map Reference	LB 54 PG 1
Instrument Date	Oct 9, 2019
Instrument	2019022943
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1905 WASHINGTON ST, ALGONAC, MI 48001-1044

Mortgage

Document Number	2019022944
Date	Nov 1, 2019
Instrument	2019022944

Lender

Name	HALL FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Washington St was $3,227 with a homeowner's exemption, up 2.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,500 (+5.21%)	$311,000
2025	$3,227.00 (+2.06%) Homeowner's exemption	$147,800
2024	$3,162.00		$295,600
2023		$122,800
2022	$2,819.00		$245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Washington St in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20