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19471 E River Rd N, Silverhill, AL 36576 Property Records

Baldwin County property record for 19471 E River Rd N, Silverhill, AL 36576 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,728 sqft · built 1997
Lot Size0.54 acres (23,522 sqft)
Owner2 Trust Names on File
Last Sale$242,500 (Aug 2013)
Tax Bill$939 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone AE (high risk)
APN47-04-19-0-000-029

Property Details

APN / Parcel Number

Primary APN47-04-19-0-000-029
Alternative APNs
  • 295171
  • 32826

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,728 sqft Heated Area
1st Floor Area2,728 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions235 ft deep x 100 ft wide
View / LotWaterfront / Beach

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number295171
Street Address19471 E RIVER RD N
CitySILVERHILL
StateAL
Zip36576-3043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description130'(S)' X 250'(S) 280'(D) IRR LOT 3 RIVER HILLS SUB LYING IN SW1/4 OF SE1/4 SEC 19-T6S-R3E (WD)
Legal SubdivisionRIVER HILLS
Legal Lot Number3
JurisdictionBALDWIN AL
Township / Civil DivisionROBERTSDALE
Census Block Group1
Census Block1044
Census Tract10907

Owner

Source: Baldwin County records · APN 47-04-19-0-000-029

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address19471 E RIVER RD N, SILVERHILL, AL 36576-3043
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2013 · Amount on Record
Deed SaleAug 22, 2013 · Amount on Record
Prior SaleMar 08, 2012
Deed Document Number20131416369
Prior Transfer DateJun 26, 2013
Prior Transfer Doc0001416369
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address19471 E RIVER RD N, SILVERHILL, AL 36576-3043
Document Number0001682119
Instrument DateFeb 09, 2018
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address19471 E RIVER RD N SILVERHILL AL 365763043, SILVERHILL, AL 36576-3043

Mortgage

Document Number0001682119
DateFeb 28, 2018
Instrument1682119
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 27, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$939.00 (+18.11%)$38,720 (+16.49%) Land $6,080 Building $32,640$407,000 (+22.52%) Land $63,800 Building $343,200
2023$795.00 (+8.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$33,240 (+7.78%)$332,200 (+7.72%) Land $48,300 Building $283,900
2022$736.00 (+66.14%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$30,840$308,400 Land $46,200 Building $262,200
2021$443.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims19 (2005–2020)
Claims Outside the SFHA2 of 19
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally
Claims By Storm
  • Hurricane Sally, Sep 2020 · 11 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 90% of Alabama
Wildfire LikelihoodAbout 1 in 315 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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