19425 E River Rd N, Silverhill, AL 36576 Property Records

Baldwin County property record for 19425 E River Rd N, Silverhill, AL 36576 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,772 sqft · built 1978
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Jan 2012)
Tax Bill	$878 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Dec 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`47-04-19-0-000-030.001`

Property Details

APN / Parcel Number

Primary APN	`47-04-19-0-000-030.001`
Alternative APNs	`292554` `28549`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,772 sqft Heated Area
1st Floor Area	1,268 sqft
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	334 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Utility Building	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	292554
Street Address	19425 E RIVER RD N
City	SILVERHILL
State	AL
Zip	36576-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 378' IRR LOT 5 RIVER HILLS SUB PB6 PG166 SEC 19-T6S-R3E (SP WD)
Legal Subdivision	RIVER HILLS
Legal Lot Number	5
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1044
Census Tract	10907

Owner

Source: Baldwin County records · APN 47-04-19-0-000-030.001

Assessment roll updated April 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19425 E RIVER RD N, SILVERHILL, AL 36576-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOPE FCU
Dec 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2012 · Amount on Record
Deed Sale	Jan 19, 2012 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	20121321097
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	19425 E RIVER RD N, SILVERHILL, AL 36576-3043
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19425 E RIVER RD N, SILVERHILL, AL 36576-3043

Mortgage

Document Number	0002213176
Date	Sep 30, 2025
Instrument	2213176

Lender

Name	HOPE FCU
Type	Credit Union
Address	JACKSON, MS 39202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2040

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	19425 E RIVER RD N, SILVERHILL, AL 36576-3043
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19425 E RIVER RD N, SILVERHILL, AL 36576-3043

Mortgage

Document Number	0001963529
Date	Dec 10, 2021
Instrument	1963529

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$878.00 (+21.44%)	$28,000 (+19.97%) Land $6,080 Building $21,920	$293,500 (+25.8%) Land $63,800 Building $229,700
2023	$723.00 (+6.79%)	$23,340 (+6.77%)	$233,300 (+6.77%) Land $48,300 Building $185,000
2022	$677.00 (+29.94%)	$21,860	$218,500 Land $46,200 Building $172,300
2021	$521.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020, river or lake flooding, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	About 1 in 315 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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