Baldwin County property record for 19275 E River Rd N, Silverhill, AL 36576 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,374 sqft · built 1965 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $921 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 47-04-19-0-000-033.001 |
| Primary APN | 47-04-19-0-000-033.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,374 sqft Heated Area |
| 1st Floor Area | 2,374 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 41,818 sqft (0.96 acres) |
| Lot Dimensions | 419 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Utility Building | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 160640 |
|---|---|
| Street Address | 19275 E RIVER RD N |
| City | SILVERHILL |
| State | AL |
| Zip | 36576-3041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100' X 419'(S) IRR LOT 13 RIVER HILLS SUB PB6 PG166 SEC 19-T6S-R3E (SURVIVORSHIP WD) |
| Legal Subdivision | RIVER HILLS |
| Legal Lot Number | 13 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10907 |
Source: Baldwin County records · APN 47-04-19-0-000-033.001
Assessment roll updated April 16, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19291 E RIVER RD N, SILVERHILL, AL 36576-3041 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK |
| Mar 22, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED BK/IL |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 19275 E RIVER RD N, SILVERHILL, AL 36576-3041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001671611 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 1671611 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 19275 E RIVER RD N, SILVERHILL, AL 36576-3041 |
| Document Number | 0001687031 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 19275 E RIVER RD N SILVERHILL AL 36576, SILVERHILL, AL 36576 |
| Document Number | 0001687031 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 1687031 |
| Name | UNITED BK/IL |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $921.00 (+17.32%) | $29,400 (+16.02%) Land $6,200 Building $23,200 | $302,200 (+19.31%) Land $63,800 Building $238,400 |
| 2023 | $785.00 (+6.8%) Homeowner's exemption | $25,340 (+6.83%) | $253,300 (+6.83%) Land $48,300 Building $205,000 |
| 2022 | $735.00 (+27.6%) Homeowner's exemption | $23,720 | $237,100 Land $46,200 Building $190,900 |
| 2021 | $576.00 |
Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030109071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 30 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 19 (2005–2020) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Sep 2020, river or lake flooding, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 319 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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