19448 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 19448 Leonard Rd, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,531 sqft · built 2019
Lot Size0.178 acres (7,752 sqft)
OwnerIndividual Name on File
Last Sale$441,510 (Aug 2019)
Tax Bill$10,818 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-26-18-0100-01300-0010

Property Details

APN / Parcel Number

Primary APN34-26-18-0100-01300-0010
Alternative APNs
  • 1826340100013000010
  • 1086509

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,531 sqft Living Area
Gross Area4,182 sqft
1st Floor Area1,547 sqft
Upper Floors Area1,984 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,752 sqft (0.178 acres)
Garage TypeAttached
Garage Area651 sqft
PorchOpen Porch
Porch Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address19448 LEONARD RD
CityLUTZ
StateFL
Zip33558-5566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionMORSANI PHASE 2 PB 77 PG 096 BLOCK 13 LOT 1
Legal Range18E
Legal Township26S
Legal Section34
Legal SubdivisionMORSANI
Legal Tract100
Legal Block13
Legal Lot Number1
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2028
Census Tract31605

Owner

19448 Leonard Rd is owned and occupied by an individual who bought it in August 2019.

Source: Pasco County records, as of March 27, 2026

Owner of RecordIndividual Name on File
Mailing Address19448 LEONARD RD, LUTZ, FL 33558-5566
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 12, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2019 · Amount on File
Deed SaleAug 12, 2019 · Amount on File
Deed Document Number2019135968
Deed Book / Page9954 / 2269
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address19448 LEONARD RD, LUTZ, FL 33558-5566
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0104961426
DateDec 2, 2021
Book Page10496/1426
Instrument2021257906
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateAug 12, 2019
Property Address19448 LEONARD RD, LUTZ, FL 33558-5566
Document Number0099542269
Book / Page009954 / 002269
Instrument DateAug 12, 2019
Instrument135968
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2019
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,090.57
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19448 LEONARD RD LUTZ FL 33558, LUTZ, FL 33558

Mortgage

Document Number99542273
DateAug 12, 2019
Book Page009954/002273
Instrument135970
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19448 Leonard Rd was $10,818 with a homeowner's exemption, up 2.4% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$473,100 (+2.9%)$630,122 (-1.76%) Land $109,812 Building $520,310
2025$10,818.00 (+2.37%) Homeowner's exemption$459,770 Land $109,812 Building $349,958$641,433 Land $109,812 Building $531,621
2024$10,568.00 (+2.31%)
2023$10,329.00 (+8.46%) Additional exemption filed$433,810 (+3%) Land $75,624 Building $358,186$665,906 (+26.39%) Land $75,624 Building $590,282
2022$9,523.00 Homeowner's exemption$421,180 Land $63,480 Building $357,700$526,870 Land $63,480 Building $463,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19448 Leonard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19448 Leonard Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Leonard Rd

Nearby Streets

Search Property Records by Address or Parcel Number