Pasco County property record for 19409 Leonard Rd, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,531 sqft · built 2019 |
| Lot Size | 0.186 acres (8,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $493,350 (Oct 2019) |
| Tax Bill | $10,235 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-26-18-0100-00600-0080 |
| Primary APN | 34-26-18-0100-00600-0080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,531 sqft Living Area |
| Gross Area | 4,402 sqft |
| 1st Floor Area | 1,547 sqft |
| Upper Floors Area | 1,984 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,098 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 871 sqft |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 19409 LEONARD RD |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33558-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MORSANI PHASE 2 PB 77 PG 096 BLOCK 6 LOT 8 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | MORSANI |
| Legal Tract | 100 |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31605 |
Source: Pasco County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19409 LEONARD RD, LUTZ, FL 33558-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Oct 7, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2019 · Amount on Record |
| Deed Sale | Oct 7, 2019 · Amount on Record |
| Deed Document Number | 2019171775 |
| Deed Book / Page | 9986 / 1400 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 19409 LEONARD RD, LUTZ, FL 33558-5566 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19409 LEONARD RD, LUTZ, FL 33558-5566 |
| Document Number | 0112833772 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 11283/3772 |
| Instrument | 2025179539 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 7, 2019 |
| Property Address | 19409 LEONARD RD, LUTZ, FL 33558-5566 |
| Document Number | 0099861400 |
| Book / Page | 9986 / 1400 |
| Map Reference | MB 77 PG 96 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 2019171775 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | M I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,453.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 ANCHOR PLAZA PKWY STE 200, 4343, TAMPA, FL 33634-7508 |
| Name | Verified Name |
|---|---|
| Address | 19409 LEONARD RD, LUTZ, FL 33558-5566 |
| Document Number | 99861402 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 9986/1402 |
| Name | M/I FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,600 (+2.9%) | $663,491 (-1.79%) Land $118,996 Building $544,495 | |
| 2025 | $10,235.00 (+4.45%) Homeowner's exemption | $387,370 (+5.98%) Land $118,996 Building $268,374 | $675,618 (-3.36%) Land $118,996 Building $556,622 |
| 2023 | $9,799.00 (+9.83%) Additional exemption filed | $365,500 (+6.02%) Land $82,168 Building $283,332 | $699,121 (+28.17%) Land $82,168 Building $616,953 |
| 2022 | $8,922.00 Homeowner's exemption | $344,740 Land $69,100 Building $275,640 | $545,443 Land $69,100 Building $476,343 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 158 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 187 units insured incl. 29 condo units |
| Nearby Flood Claims | 21 (1997–2024) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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