19345 Leonard Rd, Lutz, FL 33558 Property Records

Pasco County property record for 19345 Leonard Rd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,761 sqft · built 2020
Lot Size	0.24 acres (10,481 sqft)
Owner	Individual Name on File
Last Sale	$642,500 (Feb 2021)
Tax Bill	$12,715 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-26-18-0100-00600-0040`

Property Details

APN / Parcel Number

Primary APN	`34-26-18-0100-00600-0040`
Alternative APN	`1086315`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,761 sqft Living Area
Gross Area	4,756 sqft
1st Floor Area	1,757 sqft
Upper Floors Area	2,004 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,481 sqft (0.24 acres)
Garage Area	651 sqft
Porch	Porch
Porch Area	344 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1086315
Street Address	19345 LEONARD RD
City	LUTZ
State	FL
Zip	33558-5568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	MORSANI PHASE 2 PB 77 PG 096 BLOCK 6 LOT 4
Legal Range	18E
Legal Township	26S
Legal Section	34
Legal Subdivision	LONG LAKE RANCH VILLAGE
Legal Phase	2
Legal Tract	100
Legal Block	6
Legal Lot Number	4
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2028
Census Tract	31605

Owner

19345 Leonard Rd is owned and occupied by an individual who bought it in February 2021.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	19345 LEONARD RD, LUTZ, FL 33558-5568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Deed Document Number	2021033730
Deed Book / Page	10283 / 395
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 19, 2021
Property Address	19345 LEONARD RD, LUTZ, FL 33558-5568
Document Number	0102830395
Book / Page	10283 / 395
Map Reference	MB 77 PG 96-102
Instrument Date	Feb 18, 2021
Instrument	2021033730
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,497.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 ANCHOR PLAZA PKWY STE 200, 4343, TAMPA, FL 33634-7508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19345 LEONARD RD, LUTZ, FL 33558-5568

Mortgage

Document Number	10283397
Date	Feb 19, 2021
Instrument	10283/397

Lender

Name	M I FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 19345 Leonard Rd was $12,715 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,715.00 Homeowner's exemption	$534,840 Land $124,977 Building $409,863	$718,070 Land $124,977 Building $593,093
2023	$12,146.00 (+10.38%) Additional exemption filed	$504,640 (+3.32%) Land $88,149 Building $416,491	$742,651 (+28.29%) Land $88,149 Building $654,502
2022	$11,004.00 Homeowner's exemption	$488,439 Land $75,081 Building $413,358	$578,869 Land $75,081 Building $503,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19345 Leonard Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19345 Leonard Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20