Stearns County property record for 19437 Co Rd 45, Clearwater, MN 55320
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,884 sqft · built 1890 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $550 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10274-0000 |
| Primary APN | 19-10274-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,027 sqft |
| 1st Floor Area | 952 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Lean-To | 540 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 19437 COUNTY ROAD 45 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.00 A. ALL THAT PART OF E3/4E2SW4 LYING NW'LY OF CR 45 SECTION 06 TOWNSHIP 122 RANGE 027 SECTION 06 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 06 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11202 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19437 COUNTY ROAD 45, CLEARWATER, MN 55320-1504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550.00 (+46.28%) | $224,700 (+7.41%) Land $159,100 Building $65,600 | $224,700 (+7.41%) Land $159,100 Building $65,600 |
| 2025 | $209,200 (+3.1%) Land $134,500 Building $74,700 | $209,200 (+3.1%) Land $134,500 Building $74,700 | |
| 2023 | $376.00 | $202,900 Land $129,800 Building $73,100 | $202,900 Land $129,800 Building $73,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures