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19309 Co Rd 45, Clearwater, MN 55320 Property Records

Stearns County property record for 19309 Co Rd 45, Clearwater, MN 55320

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.25 ba · 1,404 sqft · built 2012
Lot Size15 acres (653,400 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Oct 2008)
Tax Bill$4,804 (2026)
Flood ZoneZone X (minimal risk)
APN19-10271-0000

Property Details

APN / Parcel Number

Primary APN19-10271-0000

Interior

Bedrooms2 Beds
Full Baths2.25 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,825 sqft
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area653,400 sqft (15 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address19309 COUNTY ROAD 45
CityCLEARWATER
StateMN
Zip55320-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15.00 A. N1100' OF W4E2SW4 & N1100' OF W2SW4 WHICH LIES E OF THE W1058.78' THEREOF SECTION 06 TOWNSHIP 122 RANGE 027 THE
Legal Range27W
Legal Township122
Legal Section06
JurisdictionSTEARNS MN
Township / Civil DivisionLYNDEN
Census Block Group1
Census Block1002
Census Tract11202

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9790 CHAMBERLAIN AVE NE, MONTICELLO, MN 55362-3275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2008 · Amount on Record
Deed SaleOct 3, 2008 · Amount on Record
Prior SaleMay 28, 2004 · Amount on Record
Deed Document Number200837963
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
County SubdivisionLynden Township
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,804.00 (+13.73%)
2025$518,900 (+4.76%) Land $176,600 Building $342,300$518,900 (+4.76%) Land $176,600 Building $342,300
2023$4,224.00$495,300 Land $167,600 Building $327,700$495,300 Land $167,600 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber		5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 45

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