Stearns County property record for 18402 Co Rd 45, Clearwater, MN 55320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1970 |
| Lot Size | 2.47 acres (107,593 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $85,000 (Aug 1994) |
| Tax Bill | $2,002 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10282-0000 |
| Primary APN | 19-10282-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,764 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 107,593 sqft (2.47 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Granary | 1,000 sqft |
| Lean-To | 390 sqft |
| Pole Barn | 1,920 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 18402 COUNTY ROAD 45 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 2.47A BEG ON CL NEW HWY 45 - A DIST OF 1914.49' N OF PT 1309.44' E OF SW CORNER SEC 7 - N79D 467.34' - L90D 242' - L90D |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 07 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 11202 |
Source: Stearns County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 18402 COUNTY ROAD 45, CLEARWATER, MN 55320-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 1994 · Amount on Record |
| Deed Sale | Aug 23, 1994 · Amount on Record |
| Last Transfer Date | Nov 25, 2024 |
| Transfer Doc | 00A1683315 |
| Record Updated | Oct 29, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Kimball Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,002.00 (+1.52%) | $310,400 (+5.58%) Land $95,700 Building $214,700 | $310,400 (+5.58%) Land $95,700 Building $214,700 |
| 2025 | $294,000 (+4.93%) Land $80,900 Building $213,100 | $294,000 (+4.93%) Land $80,900 Building $213,100 | |
| 2023 | $1,972.00 | $280,200 Land $80,900 Building $199,300 | $280,200 Land $80,900 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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