19423 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19423 Ruffner Dr, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2002
Square Footage	2,632 sqft Heated Area
Lot Size	10,717 sqft (0.246 acres)
Occupancy	Owner Occupied
Last Sale	$248,000 (2008)
Tax Bill	$4,115.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`005-091-57`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,632 sqft Heated Area
Gross Area	3,120 sqft Gross Area
1st Floor	1,348 sqft 1st Floor
Upper Floors	1,236 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Raised Foundation
Lot Area	10,717 sqft (0.246 acres)
Garage Area	368 sqft Garage
Porch	1 Porch
Porch Area	168 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	005-091-57
Street Address	19423 RUFFNER DR
City	CORNELIUS
State	NC
Zip	28031-9371
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L1 M32-497
Legal Subdivision	OAKHURST MAP 04 PH 01
Legal Lot Number	1
Jurisdiction	MECKLENBURG NC
Minor Civil Division	9, DEWEESE
Census Blockgroup	1
Census Block	1009
Census Tract	6410

Owner

Source: Mecklenburg County records · APN 005-091-57

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	19423 RUFFNER DR, CORNELIUS, NC 28031-9371
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2008 · Amount on Record
Deed Sale	Jul 01, 2008 · Amount on Record
Deed Doc Number	0023919884
Deed Book / Page	23919 / 884
Record Refreshed	Jun 07, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	19423 RUFFNER DR, CORNELIUS, NC 28031-9371
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000144203
Date	Sep 09, 2020
Book Page	35029/371
Instrument	2020144203

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.