19308 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19308 Ruffner Dr, Cornelius, NC 28031 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage3,432 sqft Heated Area
Lot Size10,162 sqft (0.233 acres)
OccupancyOwner Occupied
Last Sale$374,000 (2020)
Tax Bill$4,684.00 (2023)

Property Details

APN / Parcel Number

Primary APN005-093-03

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,432 sqft Heated Area
Gross Area4,167 sqft Gross Area
1st Floor1,569 sqft 1st Floor
Upper Floors1,863 sqft Upper Floors
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2001
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area10,162 sqft (0.233 acres)
Garage Area462 sqft Garage
Deck Area192 sqft Deck
Porch1 Porch
Porch Area273 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number005-093-03
Street Address19308 RUFFNER DR
CityCORNELIUS
StateNC
Zip28031-9354
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL58 M32-499
Legal SubdivisionOAKHURST PH 01 MAP 03
Legal Lot Number58
JurisdictionMECKLENBURG NC
Minor Civil Division9, DEWEESE
Census Blockgroup1
Census Block1002
Census Tract6410

Owner

Source: Mecklenburg County records · APN 005-093-03

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address19308 RUFFNER DR, CORNELIUS, NC 28031-9354
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Sep 30, 2020Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleMay 25, 2012 · Amount on Record
Deed Doc Number0035124580
Deed Book / Page35124 / 580
Record RefreshedJun 07, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address19308 RUFFNER DR, CORNELIUS, NC 28031-9354
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address19308 RUFFNER DR, CORNELIUS, NC 28031-9354

Mortgage

Document Number0000222837
DateNov 23, 2021
Book Page36796/155
Instrument2021222837
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 30, 2020
Property Address19308 RUFFNER DR, CORNELIUS, NC 28031-9354
Document Number0000160300
Book / Page35124 / 580
Map ReferenceMB 32 PG 499
Instrument DateSep 26, 2020
Instrument2020160300
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanySOUTHERN HOMES TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$748.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1622 ISLAND WAY, 1622, WESTON, FL 33326-3624

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000160301
DateSep 30, 2020
Instrument2020160301
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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