Mecklenburg County property record for 19405 Ruffner Dr, Cornelius, NC 28031 · Last verified June 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,801 sqft Heated Area |
| Lot Size | 11,012 sqft (0.252 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2019) |
| Tax Bill | $4,448.00 (2023) |
| Primary APN | 005-091-54 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,801 sqft Heated Area |
| Gross Area | 3,870 sqft Gross Area |
| 1st Floor | 1,756 sqft 1st Floor |
| Upper Floors | 1,376 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 11,012 sqft (0.252 acres) |
| Garage Area | 506 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 232 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 005-091-54 |
|---|---|
| Street Address | 19405 RUFFNER DR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9371 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L4 M32-499 |
| Legal Subdivision | OAKHURST PH 01 MAP 05 |
| Legal Lot Number | 4 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 9, DEWEESE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 6410 |
Source: Mecklenburg County records · APN 005-091-54
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19405 RUFFNER DR, CORNELIUS, NC 28031-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| May 12, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Feb 16, 2021 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Nov 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Prior Sale | Sep 30, 2014 · Amount on Record |
| Deed Doc Number | 0034069679 |
| Deed Book / Page | 34069 / 679 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19405 RUFFNER DR, CORNELIUS, NC 28031-9371 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000070459 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 38271/340 |
| Instrument | 2023070459 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19405 RUFFNER DR, CORNELIUS, NC 28031-9371 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000072575 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 37333/347 |
| Instrument | 2022072575 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | CORNELIUS, NC 28031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19405 RUFFNER DR, CORNELIUS, NC 28031-9371 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000029163 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 35674/965 |
| Instrument | 2021029163 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | CORNELIUS, NC 28031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 25, 2019 |
| Property Address | 19405 RUFFNER DR, CORNELIUS, NC 28031-9371 |
| Document Number | 0000161266 |
| Book / Page | 34069 / 679 |
| Map Reference | MB 32 PG 499 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019161266 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7616 WATERVIEW DR, 7616, CORNELIUS, NC 28031-8646 |
| Name | Verified Name |
|---|---|
| Address | 19405 RUFFNER DR, CORNELIUS, NC 28031-9371 |
| Document Number | 0000161267 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019161267 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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