St. Johns County property record for 194 San Telmo Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,200 sqft · built 2018 |
| Lot Size | 0.43 acres (18,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,800 (Jul 2018) |
| Tax Bill | $4,067 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072153-3020 |
| Primary APN | 072153-3020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 4,241 sqft |
| 1st Floor Area | 2,681 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,730 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 654 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 194 SAN TELMO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/38-47 PALENCIA NORTH PHASE III A-1 LOT 302 OR4575/594 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE III A-1 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 302 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072153-3020
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jan 10, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jul 05, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2018 · Amount on Record |
| Deed Sale | Jul 05, 2018 · Amount on Record |
| Deed Document Number | 201847711 |
| Deed Book / Page | 4575 / 594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 194 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0000064958 |
| Book / Page | 6410 / 1347 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202664958 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 194 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0000064958, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 6410/1347 |
| Instrument | 202664958 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 194 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0048851849 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 194 SAN TELMO CT ST AUGUSTINE FL 320957467, ST AUGUSTINE, FL 32095-7467 |
| Document Number | 0048851849 |
|---|---|
| Date | Feb 20, 2020 |
| Book Page | 004885/001849 |
| Instrument | 13232 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 05, 2018 |
| Property Address | 194 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0045750594 |
| Book / Page | 4575 / 0594 |
| Map Reference | MB79 PG38 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018047711 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 194 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 2018047712 |
|---|---|
| Date | Jul 05, 2018 |
| Instrument | 2018047712 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,351 (+23.19%) | $708,691 (+9%) Land $160,000 Building $548,691 | |
| 2025 | $4,067.00 (+6.35%) Disabled Person's exemption Veteran's exemption | $425,639 (+2.9%) | $650,156 (-2.58%) Land $170,000 Building $480,156 |
| 2024 | $3,824.00 (+7.93%) Disabled Person's exemption Veteran's exemption | $413,643 (+3%) | $667,372 (+2.1%) Land $165,000 Building $502,372 |
| 2023 | $3,543.00 (+0.51%) Disabled Person's exemption Veteran's exemption | $401,595 (+3%) | $653,631 (+11.04%) Land $165,000 Building $488,631 |
| 2022 | $3,525.00 Disabled Person's exemption Veteran's exemption | $389,898 | $588,659 Land $112,000 Building $476,659 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 170 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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