173 San Telmo Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 173 San Telmo Ct, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,681 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Last Sale	$434,600 (Mar 2018)
Tax Bill	$8,764 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072153-3000`

Property Details

APN / Parcel Number

Primary APN	`072153-3000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,681 sqft Living Area
Gross Area	3,722 sqft
1st Floor Area	2,681 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	173 SAN TELMO CT
City	ST AUGUSTINE
State	FL
Zip	32095-7467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	79/38-47 PALENCIA NORTH PHASE III A-1 LOT 300 OR4514/1519&6146/726(T/R)
Legal Range	29E
Legal Township	05S
Legal Section	61
Legal Subdivision	PALENCIA NORTH PHASE III A-1
Legal Phase	3
Legal Block	1
Legal Lot Number	300
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	173 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 12, 2018	Grant Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Deed Document Number	201816300
Deed Book / Page	4514 / 1519
Last Transfer Date	May 9, 2025
Transfer Doc	0061460726
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	173 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467

Mortgage

Document Number	0053871317
Date	Oct 6, 2021
Book Page	5387/1317
Instrument	2021109183

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	173 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0045970330
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	173 SAN TELMO CT ST AUGUSTINE FL 320957467, ST AUGUSTINE, FL 32095-7467

Mortgage

Document Number	0045970330
Date	Aug 15, 2018
Book Page	004597/000330
Instrument	58987

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 12, 2018
Property Address	173 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467
Document Number	0045141519
Book / Page	004514 / 001519
Instrument Date	Mar 5, 2018
Instrument	16300
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,042.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	173 SAN TELMO CT ST AUGUSTINE FL 320957467, ST AUGUSTINE, FL 32095-7467

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,892 (+2.7%)	$526,110 (-4.1%) Land $120,000 Building $406,110
2025	$8,764.00 (+8.86%) Homeowner's exemption	$387,431 (+2.9%)	$548,587 (-1.66%) Land $130,000 Building $418,587
2024	$8,051.00 (+4.78%) Homeowner's exemption	$376,512 (+3%)	$557,860 (+2.19%) Land $120,000 Building $437,860
2023	$7,684.00 (+1.59%) Homeowner's exemption	$365,546 (+3%)	$545,917 (+1.45%) Land $120,000 Building $425,917
2022	$7,564.00 Homeowner's exemption	$354,899	$538,134 Land $95,200 Building $442,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 221 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	221 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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