St. Johns County property record for 188 San Telmo Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,381 sqft · built 2018 |
| Lot Size | 0.51 acres (22,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $769,000 (May 2023) |
| Tax Bill | $12,219 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072153-3030 |
| Primary APN | 072153-3030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,381 sqft Living Area |
| Gross Area | 4,243 sqft |
| 1st Floor Area | 2,183 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,215 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 188 SAN TELMO CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/38-47 PALENCIA NORTH PHASE III A-1 LOT 303 OR5756/1078 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 61 |
| Legal Subdivision | PALENCIA NORTH PHASE III A-1 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 303 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20606 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 4, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIRVA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on Record |
| Deed Sale | May 12, 2023 · Amount on Record |
| Prior Sale | Feb 14, 2023 · Amount on Record |
| Deed Document Number | 202336569 |
| Deed Book / Page | 5756 / 1078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 12, 2023 |
| Property Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0057561078 |
| Book / Page | 5756 / 1078 |
| Map Reference | MB 79 PG 38-47 |
| Instrument Date | May 9, 2023 |
| Instrument | 2023036569 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,383.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7460 SPRING CT, DEMOTTE, IN 46310-8042 |
| Name | Verified Name |
|---|---|
| Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0057561080 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 5756/1080 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 14, 2023 |
| Property Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0057081795 |
| Book / Page | 5708 / 1795 |
| Map Reference | MB 79 PG 38-47 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023011489 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,180.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7747 SUNNYDALE LN, JACKSONVILLE, FL 32256-1964 |
| Name | Verified Name |
|---|---|
| Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0057081797 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 5708/1797 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 4, 2019 |
| Property Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 0046751613 |
| Book / Page | 4675 / 1613 |
| Map Reference | MB 79 PG 38 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2019007744 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,213.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339 |
| Name | Verified Name |
|---|---|
| Address | 188 SAN TELMO CT, SAINT AUGUSTINE, FL 32095-7467 |
| Document Number | 2019007745 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019007745 |
| Name | SIRVA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,436 (-6.3%) Land $160,000 Building $443,436 | $603,436 (-6.3%) Land $160,000 Building $443,436 | |
| 2025 | $12,219.00 (+5.09%) Homeowner's exemption | $643,978 (-2.67%) | $643,978 (-2.67%) Land $170,000 Building $473,978 |
| 2024 | $11,627.00 (+44.83%) Homeowner's exemption | $661,645 (+66.4%) | $661,645 (+2.09%) Land $165,000 Building $496,645 |
| 2023 | $8,028.00 (+0.9%) Homeowner's exemption Widower's exemption | $397,627 (+3%) | $648,084 (+12.97%) Land $165,000 Building $483,084 |
| 2022 | $7,956.00 Homeowner's exemption Widower's exemption | $386,046 | $573,700 Land $112,000 Building $461,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 221 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
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