Erie County and Amherst Town property record for 194 S Cayuga Rd, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,872 sqft · built 1870 |
| Lot Size | 0.668 acres (29,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,500 (Mar 2010) |
| Tax Bill | $16,950 (2026) |
| Deeds & Mortgages | Jun 2017 Line of Credit Apr 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 142201 81.05-1-14 |
| Primary APN | 142201 81.05-1-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,872 sqft Living Area |
| 1st Floor Area | 2,130 sqft |
| 2nd Floor Area | 1,670 sqft |
| Attic | Attic |
| Attic Area | 72 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 29,049 sqft (0.668 acres) |
| Lot Dimensions | 420 ft deep x 68.5 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 194 S CAYUGA RD |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 14.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 8900 |
194 S Cayuga Rd is owned and occupied by an individual who bought it in March 2010.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 S CAYUGA RD, BUFFALO, NY 14221-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit LAKE SHORE SAVINGS BANK |
| Feb 15, 2019 | Deed of Trust, Mortgage · ARM LAKE SHORE SAVINGS BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE SHORE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2010 · Amount on File |
| Deed Sale | Mar 2, 2010 · Amount on File |
| Deed Document Number | 201038011 |
| Deed Book / Page | 11178 / 7738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 194 S CAYUGA RD, WILLIAMSVILLE, NY 14221-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138146666 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 13814/6666 |
| Instrument | 2017116753 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 194 S CAYUGA RD, WILLIAMSVILLE, NY 14221-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0138940219 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 13894/0219 |
| Instrument | 2019079921 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUNKIRK, NY 14048 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 194 S CAYUGA RD, WILLIAMSVILLE, NY 14221-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0138875367 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 13887/5367 |
| Instrument | 2019031510 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUNKIRK, NY 14048 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 194 S CAYUGA RD, WILLIAMSVILLE, NY 14221-6708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 194 S CAYUGA RD, WILLIAMSVILLE, NY 14221-6708 |
| Document Number | 0139540504 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 13954/504 |
| Instrument | 2020146520 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DUNKIRK, NY 14048 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 316 Months |
| Due | Dec 31, 2046 |
The 2026 property tax bill for 194 S Cayuga Rd was $16,950, up 222.4% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Municipality | Williamsville Village |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,950.00 (+222.43%) | ||
| 2025 | $5,257.00 (-68.75%) | $694,000 (-) Land $105,000 Building $589,000 | $701,000 (+1.01%) Land $106,059 Building $594,941 |
| 2024 | $16,821.00 Homeowner's exemption | $694,000 (+73.93%) Land $105,000 Building $589,000 | $694,000 (+7.84%) Land $105,000 Building $589,000 |
| 2023 | Homeowner's exemption | $399,000 Land $30,100 Building $368,900 | $643,548 Land $48,548 Building $595,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 S Cayuga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 23 (1979–2014) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Nov 2014 · Severe Winter Storm, Snowstorm, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 S Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures