Erie County and Amherst Town property record for 186 S Cayuga Rd, Buffalo, NY 14221
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,905 sqft · built 1930 |
| Lot Size | 0.707 acres (30,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $422,500 (May 2011) |
| Tax Bill | $18,105 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 142201 81.05-1-15 |
| Primary APN | 142201 81.05-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,905 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| 2nd Floor Area | 2,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 30,730 sqft (0.707 acres) |
| Lot Dimensions | 439 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,680 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Patio |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 186 S CAYUGA RD |
|---|---|
| City | BUFFALO |
| State | NY |
| Zip | 14221-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | AMHERST |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 8900 |
186 S Cayuga Rd is owned and occupied by two individuals who bought it in May 2011.
Source: Erie County and Amherst Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 S CAYUGA RD, BUFFALO, NY 14221-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage EVANS BANK NA |
| Oct 20, 2018 | Deed of Trust, Mortgage · Line of Credit EVANS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2011 · Amount on File |
| Deed Sale | May 31, 2011 · Amount on File |
| Deed Document Number | 2011114128 |
| Deed Book / Page | 11203 / 9450 |
| Prior Transfer Date | Sep 15, 2003 |
| Prior Transfer Doc | 0000000275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 186 S CAYUGA RD, BUFFALO, NY 14221-6708 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 186 S CAYUGA RD, BUFFALO, NY 14221-6708 |
| Document Number | 0141061390 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 14106/1390 |
| Instrument | 2023172946 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 186 S CAYUGA RD, BUFFALO, NY 14221-6708 |
| Document Number | 0138791196 |
| Instrument Date | Oct 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 186 S CAYUGA RD WILLIAMSVILLE NY 142216708, WILLIAMSVILLE, NY 14221-6708 |
| Document Number | 0138791196 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 013879/001196 |
| Name | EVANS BK NA |
|---|---|
| Type | Bank |
| Address | HAMBURG, NY 14075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 186 S Cayuga Rd was $18,105, up 227.4% from the year before.
Source: Erie County and Amherst Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Amherst Town |
| Municipality | Williamsville Village |
| Unified School District | Williamsville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,105.00 (+227.4%) | ||
| 2025 | $5,530.00 (-68.8%) | $730,000 (-) Land $81,200 Building $648,800 | $737,400 (+1.01%) Land $82,023 Building $655,377 |
| 2024 | $17,722.00 | $730,000 (+72.99%) Land $81,200 Building $648,800 | $730,000 (+7.25%) Land $81,200 Building $648,800 |
| 2023 | $422,000 Land $54,000 Building $368,000 | $680,645 Land $87,097 Building $593,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 S Cayuga Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 23 (1979–2014) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Nov 2014 · Severe Winter Storm, Snowstorm, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 S Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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