194 Potter Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 194 Potter Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,192 sqft · built 1710
Lot Size	1.24 acres (54,394 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Dec 2020)
Tax Bill	$5,352 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:8 B:18`

Property Details

APN / Parcel Number

Primary APN	`WEST M:8 B:18`
Alternative APNs	`M:008 B:18 L` `13056610`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,192 sqft Living Area
Gross Area	4,798 sqft

Exterior

Year Built	Built 1710
Effective Year Built	Effective 1710
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,394 sqft (1.24 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	13056610
Street Address	194 POTTER HILL RD
City	WESTERLY
State	RI
Zip	02891-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	18
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1001
Census Tract	50901

Owner

194 Potter Hill Rd is owned by an individual who bought it in December 2020.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	400 CENTRAL PARK W, 6N, NEW YORK, NY 10025-5831
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Dec 7, 2012 · Amount on File
Deed Document Number	20206471
Deed Book / Page	2020 / 28332
Transfer Doc	0000511-37
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 16, 2020
Property Address	194 POTTER HILL RD, WESTERLY, RI 02891-1129
Document Number	2020-8332
Book / Page	002020 / 028332
Instrument Date	Dec 9, 2020
Instrument	6471
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 CENTRAL PARK W #6N NEW YORK NY 100255831, 6N, NEW YORK, NY 10025-5831

Mortgage

Document Number	2020-8335
Date	Dec 16, 2020
Book Page	002020/028335
Instrument	6472

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 194 Potter Hill Rd was $5,352.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,352.00	$752,800 Land $174,000 Building $578,800	$763,037
2023	$4,813.00 (+0.63%)	$500,300 (-) Land $126,200 Building $374,100
2022	$4,783.00	$500,300 Land $126,200 Building $374,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Potter Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Potter Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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