190 Potter Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 190 Potter Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,754 sqft · built 1825
Lot Size	0.143 acres (6,220 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2022)
Tax Bill	$4,430 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:8 B:17`

Property Details

APN / Parcel Number

Primary APN	`WEST M:8 B:17`
Alternative APNs	`M:008 B:17 L` `13056630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
Gross Area	5,508 sqft

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,220 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13056630
Street Address	190 POTTER HILL RD
City	WESTERLY
State	RI
Zip	02891-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1001
Census Tract	50901

Owner

190 Potter Hill Rd is owned by two individuals who bought it in September 2022.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	430 CLINTON AVE, 4D, BROOKLYN, NY 11238-1649
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK
Sep 6, 2022	Warranty Deed, Transfer
Feb 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD A MANN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	20223787
Deed Book / Page	2022 / 15691
Transfer Doc	1552-165
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	190 POTTER HILL RD, WESTERLY, RI 02891-1129
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025-5953
Date	May 19, 2025
Book Page	2025/5953
Instrument	2025-1498

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.6%
Type Change Date	Jun 1, 2032
Index	Other
Margin	3

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 6, 2022
Property Address	190 POTTER HILL RD, WESTERLY, RI 02891-1129
Document Number	2022-15691
Book / Page	2022 / 15691
Instrument Date	Sep 1, 2022
Instrument	2022-3787
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 CLINTON AVE APT 4D, 4D, BROOKLYN, NY 11238-1649

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 28, 2022
Property Address	190 POTTER HILL RD, WESTERLY, RI 02891-1129
Document Number	02022-4030
Book / Page	2022 / 4030
Instrument Date	Feb 25, 2022
Instrument	2022-947
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HIGH ST, ASHAWAY, RI 02804-1406

Mortgage

Document Number	0002022948
Date	Feb 28, 2022
Instrument	2022-948

Lender

Name	RICHARD A MANN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 190 Potter Hill Rd was $4,430.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,430.00	$623,100 Land $135,900 Building $487,200	$638,277
2023	$3,198.00 (+2.17%)	$332,400 (+1.53%) Land $97,000 Building $235,400
2022	$3,130.00	$327,400 Land $97,000 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Potter Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Potter Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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