189 Potter Hill Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 189 Potter Hill Rd, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	0.203 acres (8,835 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Sep 2020)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`WEST M:8 B:27`

Property Details

APN / Parcel Number

Primary APN	`WEST M:8 B:27`
Alternative APNs	`M:008 B:27 L` `13056620`

Exterior

Lot Area	8,835 sqft (0.203 acres)

Location & Zoning

Account Number	13056620
Street Address	189 POTTER HILL RD
City	WESTERLY
State	RI
Zip	02891-1106
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	27
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1004
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 HIGH ST, ASHAWAY, RI 02804-1406
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 18, 2009 · Amount on Record
Deed Document Number	20202485-4250
Deed Book / Page	2020 / 19589
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 21, 2020
Property Address	189 POTTER HILL RD, WESTERLY, RI 02891-1106
Document Number	2020-9589
Book / Page	002020 / 019589
Instrument Date	Sep 18, 2020
Instrument	24854250
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 HIGH ST ASHAWAY RI 028041406, ASHAWAY, RI 02804-1406

Mortgage

Document Number	2020-9590
Date	Sep 21, 2020
Book Page	002020/019590
Instrument	4451

Lender

Name	RICHARD A MANN
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2025

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,219.00 (+10.12%)	$312,100 (+48.97%) Land $125,800 Building $186,300	$442,205
2023	$2,015.00 (+0.6%)	$209,500 (-) Land $89,900 Building $119,600
2022	$2,003.00	$209,500 Land $89,900 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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