1939 Riverside Rd, Niles, MI 49120 Property Records

Berrien County property record for 1939 Riverside Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,476 sqft · built 2023
Lot Size	0.631 acres (27,486 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jan 2022)
Tax Bill	$9,589 (2025)
Deeds & Mortgages	May 2023 Construction Loan Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0650-0035-00-1`

Property Details

APN / Parcel Number

Primary APN	`14-0650-0035-00-1`
Alternative APN	`11-14-0650-0035-00-1`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Raised Ranch
Lot Area	27,486 sqft (0.631 acres)
Lot Dimensions	229 ft deep x 120 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1939 RIVERSIDE RD
City	NILES
State	MI
Zip	49120-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 35 ARROWHEAD ESTATES
Legal Subdivision	ARROWHEAD ESTATES
Legal Lot Number	35
Legal Unit	35
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2026
Census Tract	20400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1939 RIVERSIDE RD, NILES, MI 49120-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · Construction Mortgage HONOR CU
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit HONOR CU
Nov 3, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 3, 2022	Warranty Deed, Transfer ESSENTIAL TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on Record
Deed Sale	Jan 3, 2022 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	2022339399
Deed Book / Page	3359 / 30
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1939 RIVERSIDE RD, NILES, MI 49120-9017
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 RIVERSIDE RD, NILES, MI 49120-9017

Mortgage

Document Number	003404/991
Date	May 19, 2023
Book Page	3404/991
Instrument	2023380897

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2033

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1939 RIVERSIDE RD, NILES, MI 49120-9017
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 RIVERSIDE RD, NILES, MI 49120-9017

Mortgage

Document Number	03398/1483
Date	Feb 14, 2023
Book Page	3398/1483
Instrument	2023372859

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Dec 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 3, 2022
Property Address	1939 RIVERSIDE RD, NILES, MI 49120-9017
Document Number	03390/3302
Book / Page	3390 / 3302
Map Reference	LB 19 PG 22
Instrument Date	Oct 21, 2022
Instrument	2022366350
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 114, HARBERT, MI 49115-0114

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 3, 2022
Property Address	1939 RIVERSIDE RD, NILES, MI 49120-9017
Document Number	0003359/30
Book / Page	3359 / 30
Map Reference	LB 19 PG 22
Instrument Date	Dec 31, 2021
Instrument	2022339399
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ESSENTIAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1939 RIVERSIDE RD, NILES, MI 49120-9017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1939 RIVERSIDE RD, NILES, MI 49120-9017

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,300 (+472.52%)	$462,600 (+472.52%)
2025	$9,589.00 (+489%)
2023		$40,400	$80,800
2022	$1,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1990–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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