1933 Joseph Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1933 Joseph Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,730 sqft · built 1972
Lot Size	0.969 acres (42,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,499,000 (Mar 2008)
Tax Bill	$23,640 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-431-007-8`

Property Details

APN / Parcel Number

Primary APN	`258-431-007-8`
Alternative APN	`258-431-007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,730 sqft Living Area
Gross Area	4,424 sqft
1st Floor Area	2,378 sqft
2nd Floor Area	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	42,228 sqft (0.969 acres)
Garage Type	Attached
Garage Area	694 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1933 JOSEPH DR
City	MORAGA
State	CA
Zip	94556-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 3745 LOT 24 & TR ADJ EX MR
Legal Subdivision	SUBDIVISION #3745
Legal Tract	3745
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1021
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1933 JOSEPH DR, MORAGA, CA 94556-2712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · ARM EVERETT FINANCIAL INC
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2008 · Amount on Record
Deed Sale	Mar 18, 2008 · Amount on Record
Prior Sale	Dec 9, 1994 · Amount on Record
Deed Document Number	200857743
Prior Transfer Date	Feb 23, 2005
Prior Transfer Doc	0000069593
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1933 JOSEPH DR, MORAGA, CA 94556-2712
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022103
Date	Feb 19, 2019
Instrument	2019-022103

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1933 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000183261
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1933 JOSEPH DR MORAGA CA 945562712, MORAGA, CA 94556-2712

Mortgage

Document Number	0000183261
Date	Oct 25, 2019
Instrument	183261

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,008,331 (+2%) Land $844,060 Building $1,164,271
2025	$23,640.00 (+5.86%)	$1,968,953 (+4.04%) Land $827,510 Building $1,141,443
2023	$22,331.00 (+1.63%)	$1,892,498 Land $795,378 Building $1,097,120
2022	$21,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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