1921 Joseph Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1921 Joseph Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,330 sqft · built 1971
Lot Size	1.89 acres (82,698 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,495,000 (Apr 2025)
Tax Bill	$27,050 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`258-431-004-5`

Property Details

APN / Parcel Number

Primary APN	`258-431-004-5`
Alternative APN	`258-431-004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,330 sqft Living Area
1st Floor Area	3,330 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Lot Area	82,698 sqft
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1921 JOSEPH DR
City	MORAGA
State	CA
Zip	94556-2712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	TRACT 3745 LOT 22 EX MR
Legal Subdivision	SUBDIVISION 3745
Legal Tract	3745
Legal Lot Number	22
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1021
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 10, 2021	Intrafamily Transfer, Transfer
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Jun 7, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jun 7, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2025 · Amount on Record
Deed Sale	Apr 10, 2025 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	202534174
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0000336334
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Investor	Possibly a Property Investor

Mortgage

Document Number	0000139357
Date	Dec 15, 2025
Instrument	2025- 139357

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 29, 2055

Interest

Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 JOSEPH DR, MORAGA, CA 94556-2712

Mortgage

Document Number	0000280315
Date	Oct 12, 2021
Instrument	2021-280315

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 10, 2021
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000336334
Map Reference	MB 128 PG 5
Instrument Date	Dec 10, 2021
Instrument	2021-336334
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1921 JOSEPH DR, MORAGA, CA 94556-2712

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000139631
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 JOSEPH DR MORAGA CA 945562712, MORAGA, CA 94556-2712

Mortgage

Document Number	0000139631
Date	Aug 28, 2019
Instrument	139631

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	OAKLAND, CA 94612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000139632
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1921 JOSEPH DR MORAGA CA 945562712, MORAGA, CA 94556-2712

Mortgage

Document Number	0000139632
Date	Aug 28, 2019
Instrument	139632

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	OAKLAND, CA 94612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 7, 2019
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000085594
Instrument Date	May 29, 2019
Instrument	85594
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2520 RYAN RD CONCORD CA 945182679, CONCORD, CA 94518-2679

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 7, 2019
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000085595
Map Reference	MB 128 PG 5
Instrument Date	May 29, 2019
Instrument	2019-085595
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1921 JOSEPH DNVE, FREMONT, CA 94536

Mortgage

Document Number	0000085596
Date	Jun 7, 2019
Instrument	2019-085596

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000085596
Date	Jun 7, 2019
Instrument	2019-085596

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2018
Property Address	1921 JOSEPH DR, MORAGA, CA 94556-2712
Document Number	0000189072
Instrument Date	Nov 15, 2018
Instrument	189072
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1921 JOSEPH DR MORAGA CA 945562712, MORAGA, CA 94556-2712

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,544,900 (+11.77%) Land $1,530,000 Building $1,014,900
2025	$27,050.00 (+5.89%)	$2,276,911 (+4.04%) Land $1,227,068 Building $1,049,843
2023	$25,546.00 (+4.31%)	$2,188,497 Land $1,179,420 Building $1,009,077
2022	$24,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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