1954 Joseph Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 1954 Joseph Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,729 sqft · built 1980
Lot Size	0.98 acres (42,688 sqft)
Owner	2 Company Names on Record
Last Sale	$2,605,000 (May 2021)
Tax Bill	$30,407 (2025)
Deeds & Mortgages	Dec 2021 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-612-002`

Property Details

APN / Parcel Number

Primary APN	`258-612-002`
Alternative APN	`258-612-002-0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,729 sqft Living Area
1st Floor Area	2,729 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Lot Area	42,688 sqft (0.98 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1954 JOSEPH DR
City	MORAGA
State	CA
Zip	94556-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	PCL MAP 78 PG 20 PCL A EX MR
Legal Tract	78PM20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1021
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1954 JOSEPH DR, MORAGA, CA 94556-2713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Intrafamily Transfer, Transfer
May 4, 2021	Grant Deed, Transfer · Conventional Mortgage BOSTON PRIVATE BANK & TRUST COMPANY
Aug 15, 2017	Grant Deed, Transfer STEPHEN & CELIA ROADY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Document Number	2021133317
Last Transfer Date	Jul 8, 2021
Transfer Doc	0000334679
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 9, 2021
Property Address	1954 JOSEPH DR, MORAGA, CA 94556-2713
Document Number	0000334679
Map Reference	MB 78 PG 20
Instrument Date	Jul 8, 2021
Instrument	2021-334679
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1954 JOSEPH DR, MORAGA, CA 94556-2713

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 4, 2021
Property Address	1954 JOSEPH DR, MORAGA, CA 94556-2713
Document Number	0000133317
Map Reference	MB 78 PG 20
Instrument Date	Apr 23, 2021
Instrument	2021-133317
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	528 GRAND AVE, OAKLAND, CA 94610-3515

Mortgage

Document Number	0000133318
Date	May 4, 2021
Instrument	2021-133318

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 15, 2017
Property Address	1954 JOSEPH DR, MORAGA, CA 94556-2713
Document Number	0000146586
Instrument Date	Aug 10, 2017
Instrument	146586
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,853.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1954 JOSEPH DR MORAGA CA 945562713, MORAGA, CA 94556-2713

Mortgage

Document Number	146587
Date	Aug 15, 2017
Instrument	146587

Lender

Name	STEPHEN & CELIA ROADY
Address	3100 NEW MEXICO AVE NW, WASHINGTON, DC 20016-3521

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,444,000 (-5.53%) Land $1,637,000 Building $807,000
2025	$30,407.00 (+7.24%) Homeowner's exemption	$2,587,000 (+5.42%) Land $1,732,943 Building $854,057
2023	$28,354.00 (-7.45%) Homeowner's exemption	$2,454,000 Land $1,644,000 Building $810,000
2022	$30,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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