1. Home
  2. Florida
  3. Citrus County
  4. Hernando
  5. W Union St

1932 W Union St, Hernando, FL 34442 Property Records

Citrus County property record for 1932 W Union St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,383 sqft · built 2002
Lot Size0.998 acres (43,465 sqft)
OwnerIndividual Name on File
Last Sale$317,500 (Nov 2019)
Tax Bill$3,755 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00740-0170

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00740-0170
Alternative APNs
  • 1818S19E0110007400170
  • 2293179

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,383 sqft Living Area
Gross Area3,313 sqft
1st Floor Area2,383 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,465 sqft (0.998 acres)
Lot Dimensions222 ft deep x 196 ft wide
Garage TypeAttached
Garage Area790 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area202 sqft
PorchFinished/Screened Porch
Porch Area424 sqft
Patio Area280 sqft
Gazebo309 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2293179
Street Address1932 W UNION ST
CityHERNANDO
StateFL
Zip34442-3268
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PG 9 PG 73 LT 17 BLK 74
Legal Range18E
Legal Township18S
Legal Section35
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block74
Legal Lot Number17
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1046
Census Tract450704

Owner

1932 W Union St is owned and occupied by an individual who bought it in November 2019.

Source: Citrus County records, as of August 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1932 W UNION ST, HERNANDO, FL 34442-3268
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Nov 2, 2021Deed of Trust, Mortgage · FHA Mortgage
CALIBER HOME LOANS INC
Nov 15, 2019Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LNDG
May 31, 2018Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on File
Deed SaleNov 15, 2019 · Amount on File
Prior SaleMay 31, 2018 · Amount on File
Deed Document Number201959873
Deed Book / Page3018 / 1043
Prior Transfer DateJan 29, 2009
Prior Transfer Doc0022650891
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateJul 28, 2026
Property Address1932 W UNION ST, HERNANDO, FL 34442-3268
Document Number0000044747
Book / Page3692 / 1831
Instrument DateJun 12, 2026
Instrument202644747
Transaction TypeMortgage
Record UpdatedAug 13, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1932 W UNION ST, HERNANDO, FL 34442-3268
InvestorPossibly a Property Investor

Mortgage

Document Number0000044747,
DateJul 28, 2026
Book Page3692/1831
Instrument202644747
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term304 Months
DueNov 1, 2051
Interest
Rate6.36%
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1932 W UNION ST, HERNANDO, FL 34442-3268
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1932 W UNION ST, HERNANDO, FL 34442-3268

Mortgage

Document Number0032211029
DateNov 2, 2021
Book Page3221/1029
Instrument2021075808
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 15, 2019
Property Address1932 W UNION ST, HERNANDO, FL 34442-3268
Document Number0030181043
Book / Page003018 / 001043
Instrument DateNov 15, 2019
Instrument59873
Transaction TypeTransfer
Record UpdatedDec 12, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,222.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1932 W UNION ST HERNANDO FL 344423268, HERNANDO, FL 34442-3268
InvestorPossibly a Property Investor

Mortgage

Document Number30181045
DateNov 15, 2019
Book Page003018/001045
Instrument59874
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 31, 2018
Property Address1932 W UNION ST, HERNANDO, FL 34442-3268
Document Number0029040309
Book / Page2904 / 0309
Map ReferenceMB9 PG73-83
Instrument DateMay 25, 2018
Instrument2018027405
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanySOUTHERN SECURITY TITLE SERV

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1803 W SHANELLE PATH, 1803, LECANTO, FL 34461-7405

Transferred To (Grantee/Buyer)

NameVerified Name
Address1932 W UNION ST, HERNANDO, FL 34442-3268

Mortgage

Document Number2018027406
DateMay 31, 2018
Instrument2018027406
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1932 W Union St was $3,755 with a homeowner's exemption, up 4.3% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,755.00 (+4.31%) Homeowner's exemption$277,674 (-27.71%)$367,945 (-4.2%) Land $31,000 Building $336,945
2024$3,600.00 (+2.39%) Homeowner's exemption Additional exemption filed$384,090 (+2.04%) Land $29,500 Building $354,590$384,090 (+2.04%) Land $29,500 Building $354,590
2023$3,516.00 (+6.8%) Homeowner's exemption Additional exemption filed$376,399 (+20.7%) Land $25,500 Building $350,899$376,399 (+20.7%) Land $25,500 Building $350,899
2022$3,292.00 Homeowner's exemption Additional exemption filed$311,851 Land $17,250 Building $294,601$311,851 Land $17,250 Building $294,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1932 W Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1932 W Union St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on W Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures