Citrus County property record for 1885 W Union St, Hernando, FL 34442
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1 acres (43,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jan 2021) |
| Tax Bill | $536 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00690-026.0 |
| Primary APN | 19E-18S-18-0110-00690-026.0 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,699 sqft (1 acres) |
|---|---|
| Lot Dimensions | 291 ft deep x 150 ft wide |
| Account Number | 2307919 |
|---|---|
| Old Parcel Number | 1818S19E0110006900260 |
| Street Address | 1885 W UNION ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3271 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | CRR CENTRAL RIDGE RESIDEN |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LT 26 BLK 69 |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 35 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 69 |
| Legal Lot Number | 26 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 450704 |
Source: Citrus County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1885 W UNION ST, HERNANDO, FL 34442-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Jan 13, 2021 | Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2021 · Amount on Record |
| Deed Sale | Jan 13, 2021 · Amount on Record |
| Prior Sale | Mar 2, 2011 · Amount on Record |
| Deed Document Number | 2021002377 |
| Deed Book / Page | 3125 / 1485 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 1885 W UNION ST, HERNANDO, FL 34442-3271 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13146 LINZLA LANE, SPRING HILL, FL 34609-0927 |
| Document Number | 0031872190 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 3187/2190 |
| Instrument | 2021050397 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 13, 2021 |
| Property Address | 1855 W UNION ST, HERNANDO, FL 34442-3271 |
| Document Number | 0031251485 |
| Book / Page | 003125 / 001485 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2377 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13146 LINZIA LN SPRING HILL FL 346090927, SPRING HILL, FL 34609-0927 |
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $536.00 (-94.14%) | $31,000 (-94.85%) Land $31,000 | $31,000 (-94.85%) Land $31,000 |
| 2024 | $9,140.00 (+9.32%) | $602,465 (+9.78%) Land $29,500 Building $572,965 | $602,465 (+9.78%) Land $29,500 Building $572,965 |
| 2023 | $8,361.00 (+3,217.86%) | $548,808 (+3,081.5%) Land $25,500 Building $523,308 | $548,808 (+3,081.5%) Land $25,500 Building $523,308 |
| 2022 | $252.00 Additional exemption filed | $17,250 Land $17,250 | $17,250 Land $17,250 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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