1855 W Union St, Hernando, FL 34442 Property Records

Citrus County property record for 1855 W Union St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,287 sqft · built 2022
Lot Size	1 acres (43,695 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jan 2021)
Tax Bill	$8,830 (2025)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00690-028.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00690-028.0`
Alternative APNs	`1818S19E0110006900280` `2307935`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,287 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,695 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Parking Spaces	5 Parking Spaces
Pool Area	630 sqft
Porch	Open Porch
Patio Area	105 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2307935
Old Parcel Number	1818S19E0110006900280
Street Address	1855 W UNION ST
City	HERNANDO
State	FL
Zip	34442-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 28 BLK 69
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	69
Legal Lot Number	28
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1025
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 W UNION ST, HERNANDO, FL 34442-3271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Mar 2, 2011 · Amount on Record
Deed Document Number	2021002377
Deed Book / Page	3125 / 1485
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 13, 2021
Property Address	1855 W UNION ST, HERNANDO, FL 34442-3271
Document Number	0031251485
Book / Page	003125 / 001485
Instrument Date	Jan 4, 2021
Instrument	2377
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13146 LINZIA LN SPRING HILL FL 346090927, SPRING HILL, FL 34609-0927

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,830.00 (+2,359.61%)	$585,192 (+1,883.7%) Land $31,000 Building $554,192	$585,192 (+1,883.7%) Land $31,000 Building $554,192
2024	$359.00 (+11.15%)	$29,500 (+15.69%) Land $29,500	$29,500 (+15.69%) Land $29,500
2023	$323.00 (+28.17%)	$25,500 (+47.83%) Land $25,500	$25,500 (+47.83%) Land $25,500
2022	$252.00 Additional exemption filed	$17,250 Land $17,250	$17,250 Land $17,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20